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| Employee Fiduciary was started by career retirement professionals, with an inside-industry view, who believe there is a better way to help Americans save for retirement. |
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| While most of the
participants in the 401(k) industry—recordkeepers,
brokers, advisors and fund companies—claim
to act in the best interests of investors, talk
can be cheap. |
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| In reality, few plan
providers offer low-cost or efficient investment
options, and those that do, either bundle low-cost,
high
performing investments with more expensive or poorly
performing funds, or they restrict access to efficient
investments to all but the largest plans. Few plan
providers adequately disclose total costs or explain
how their own compensation may be tied to directing
participants into proprietary investments. |
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| Employee Fiduciary was
launched to eliminate as many conflict-of-interest
problems as possible and make high-quality service
and efficient investment options available to participants
in
all 401(k)
plans, regardless of size. |
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