We believe in the value of independent review. Investors in the EF Smart Plan will receive an annual independent review of the holdings in their portfolio from Morningstar^®, widely noted as an industry leader in objective investment analysis.*

Participants who set up self-directed accounts with Ameritrade^® gain access to many investment research tools, including 24 hour market updates, real-time quotes, business news wire reports and market data from Standard & Poor's.