AIM Investments
AIM Select w/ BISYS
$2,665
$13,100
$2,500
$18,265
$498,761
AIM Investments
w/ AIM Select
$3,750
$11,900
$2,500
$18,150
$511,411
AIM Investments
AMVESCAP Complete
$2,305
$12,000
$2,500
$16,805
$510,344
Alliance Capital Management
Alliance 401(k) Link
$2,875
$15,100
$2,500
$20,475
$478,431

Alliance Capital Management
Alliance Capital Automated 401(k)
$1,900
$15,100
$2,500
$19,500
$478,431
American United Life Insurance Co.
Architect I
$3,270
$10,900
$2,500
$16,670
$522,221
American United Life Insurance Co.
AULternatives
$1,100
$18,900
$2,500
$22,500
$442,261
American United Life Insurance Co.
Dimensions
$150
$18,900
$2,500
$21,550
$442,261
Deutsche Asset Management
Scudder Flex Plan
$260
$10,100
$2,500
$12,860
$531,048
Evergreen Investments
Evergreen Connect K
$1,600
$19,700
$5,000
$26,300
$435,037
Franklin Templeton Distributors
Recordkeeping Solution
Not disclosed
$9,700
$2,500
$12,200+
$535,522
Franklin Templeton Distributors
ValueSelect
Not disclosed
$9,700
$2,500
$12,200+
$535,522

Fulcrum Financial
$7,500
$2,000
$0
$9,700
$537,775
ING
ING MAP Plus- Bundled
$2,570
$14,400
$2,500
$19,470
$485,441
ING
ING MAP Plus - Unbundled
$1,695
$14,400
$2,500
$18,595
$485,411
ING
ING MAP V - Unbundled
$1,500
$55,000
$2,500
$59,000
$215,036
Nationwide
BEST of AMERICA Ret. Advisor
$3,050
$10,100
$2,500
$15,650
$531,048
Nationwide
BEST of AMERICA Ret. Manager
$2,190
$7,600
$2,500
$12,290
$559,694
Nationwide
BEST of AMERICA Ret. Resource
$3,050
$10,000
$2,500
$15,550
$532,163
One America (AUL)
Architect
$3,270
$11,400
$2,500
$17,170
$516,785
One America (AUL)
AULternatives
$1,100
$19,200
$2,500
$22,800
$439,537
One America (AUL)
Dimensions
$150
$19,200
$2,500
$21,850
$439,537
One America (AUL)
Dimensions Advantage Flex
$310
$16,200
$2,500
$19,010
$467,637
One America (AUL)
Dimensions Flex
$310
$17,700
$2,500
$20,510
$453,348
One America (AUL)
Foundation Flex
$3,270
$13,700
$2,500
$19,470
$492,565
The OnLine 401(k)
Decimal
N/A
N/A
N/A
Unknown
Unknown
Oppenheimer Funds
Ascender
$1,990
$25,400
$2,500
$29,890
$387,183
Oppenheimer Funds
Pinnacle
$0
$20,400
$2,500
$22,900
$428,822
Principal Financial
Impact 401K
$1,400
$9,500
$2,500
$13,400
$537,775
Principal Financial
ImpactPlus
$2,750
$9,500
$2,500
$14,750
$537,775


The 401(k) providers listed are companies that typically provide 401(k) services to plans valued at $1 million or less. If you do not find your plan’s current provider listed, please contact us for a free cost comparison. Cost estimates are based on quote-requests, interviews, and printed data as of 10/04. Plan sponsors should contact plan providers directly to ensure that rates reflect up-to-date costs of service.

† For a company with 30 participating employees & up to $1,000,000 in assets. Because 401(k) providers usually restrict access to low-cost investments to participants in larger plans, participants in smaller plans, with aggregate values of less than $1,000,000, may see much greater savings.

†† These fees comprise investment management charges levied on individual investors by mutual funds. These fees are disclosed in mutual fund prospectuses but are usually excluded from a 401(k) provider’s sales proposal and contract.

††† Broker charges are typically paid by fund companies through high investment charges passed through to participants. However, if a participant sells shares before a certain date (usually 2 years), brokers deduct their fees directly from the individual account.

†††† The values shown, based on the investment fees listed, assume annual employee contributions of $260 per month and employer match of $75, earning 9% per year. All 401(k) plans may lose value and are subject to investment risk, including possible loss of principal. Amounts are for comparative purposes only, are not predictive and are no guarantee of future results.