The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
401(k) Plan Design Study: Safe Harbor and Roth Adoption Is Up
Proper 401(k) plan design can help a small business meet its plan goals at the lowest possible cost. Our study summarizes the designs of 4,330 401(k) plans.Read More
401(k) Fee Study: How Much Does a Fiduciary-Grade Advisor Cost?
Our fee study of 860 fiduciary-grade 401(k) financial advisors shows impartial advice reduces the total cost of a retirement plan. Employers should not settle for less.Read More
How Much Lower 401(k) Fees Can Grow Your Retirement Savings
Cost matters a LOT when saving for retirement. Even 401(k) fee small reductions today can mean much higher account balances for participants in retirement.Read More
401(k) Fee Study: 75% of Small Business Plans Pay Hidden Fees
“Are my 401(k) fees too high?” is a common question asked by both plan sponsors and participants. Our small business fee study can give some perspective.Read More
The 5 Most Popular Small Business 401(k) Plan Features
Different 401(k) “types” (safe harbor, Roth, profit sharing, etc…) are in fact different contribution “features” that a plan can combine in numerous ways.Read More
401(k) Fee Study: What Does a Fiduciary-Grade Advisor Cost?
Our fee study of 753 fiduciary-grade financial advisors shows impartial advice reduces the total cost of a 401(k) plan. Employers should not settle for less.Read More
Small Business 401(k) Plan Design Study: What 3,975 401(k) Plans Are Doing
The right 401(k) plan design can help a small business meet plan goals at the lowest possible cost. Our study summarizes the designs of 3,975 401(k) plansRead More
Automatic Enrollment – Is It Right for Your Small Business 401(k) Plan?
Automatic enrollment is a powerful tool for increasing employee participation in 401(k) plans, but employers that don’t need the help should avoid the feature..Read More
Expanding Small Biz Retirement Plan Coverage – 401(k) Reforms Are Needed
Americans save more for retirement when they can do so by payroll deduction, but less than half of small businesses sponsor a retirement plan.Read More
Fee Study of 525 401(k) Financial Advisors – Fiduciary Advice Costs Less!
To lower their 401k plan liability, small businesses should only hire fiduciary-grade financial advisors. Our study shows their superior care can cost less.Read More