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The DOL Finalizes New Electronic 401(k) Disclosure Rules
The new DOL rule would allow employers to electronically deliver required 401(k) notices to all plan participants by e-mail or by posting them to a website.
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The DOL Proposes New Electronic 401(k) Disclosure Rules
The proposal would allow employers to electronically deliver 401(k) disclosures to plan participants by posting them to a website. This reform is overdue.
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Steps for Reducing the Out-of-Pocket Cost of Retirement
A simple plan can dramatically reduce the cost of retirement for 401(k) participants. Investing knowledge is not required to follow the plan.
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How Compound Interest and Dollar Cost Averaging Reduce the Cost of Retirement
Saving for retirement can seem futile when you can't afford to contribute much to a 401(k) plan. Compound interest and dollar cost averaging can help.
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401(k) Participant Disclosures - What Employers Need to Know
401k plans have complicated participant disclosure rules. However, the plan sponsor's role in meeting them is basic when a qualified 401k provider is used.
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401(k) Enrollment: Is a Meeting or E-Delivery Best For Your Small Business 401(k) Plan?
New technology and investments are making 401k investment decisions simple for 401k participants and 401k enrollment easy for small business sponsors.
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Plan Participation Problems? No Problem
Sometimes it can be a struggle for plan sponsors to encourage participation in their company’s 401k plan. Plan design options as well as participant education can make a huge difference in participant interest and enthusiasm about saving.
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Financial wellness is impossible to achieve without plan participation. Here’s how to address the issue with your employees.
Financial wellness is difficult to achieve without 401k plan participation. The primary reason employees do not participate in 401k plans is their personal budget.
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Plan re-enrollment: The “Wonder Drug” for your company’s retirement plan. It’s cheap, simple and benefits sponsors and employees.
Plan re-enrollment can be effective putting your small business retirement plan back on track to success. cheap and simple to implement.
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Make Saving Simple: Automatic 401(k) Enrollment
Automatic 401(k) enrollment is a best practice for small businesses. The Frugal Fiduciary explains with the help of the tortoise and hare fable.
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