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401(k) Administration Checklist for the 2020 Plan Year

401(k) Administration Checklist for the 2020 Plan Year

By: Eric Droblyen

December 11th 2019

An important 401(k) fiduciary responsibility is ensuring plan administration tasks are completed timely each year. Our checklist makes this job easy.
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How MEPs Signal a Broken 401(k) Industry

How MEPs Signal a Broken 401(k) Industry

By: Eric Droblyen

October 30th 2019

Multiple Employer Plans (MEPs) are better for the 401(k) industry than retirement plan savers and sponsors. Small business owners should avoid them.
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3 Warning Signs Your 401(k) Provider is Ripping You Off

3 Warning Signs Your 401(k) Provider is Ripping You Off

By: Eric Droblyen

October 16th 2019

If you’re a business owner, you must know how much your 401(k) plan costs because the consequences for paying excessive fees are high.
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401(k) Amendment Rules – Strict, but (Mostly) Straightforward

401(k) Amendment Rules – Strict, but (Mostly) Straightforward

By: Eric Droblyen

September 18th 2019

The Internal Revenue Service has strict rules for amending 401(k) plan documents. To stay out of trouble, employers should understand some amendment basics.
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401(k) Fee Study: What Does a Fiduciary-Grade Advisor Cost?

401(k) Fee Study: What Does a Fiduciary-Grade Advisor Cost?

By: Eric Droblyen

August 7th 2019

Our fee study of 753 fiduciary-grade financial advisors shows impartial advice reduces the total cost of a 401(k) plan. Employers should not settle for less.
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Revenue Sharing - 5 Reasons for 401(k) Fiduciaries to Avoid it

Revenue Sharing - 5 Reasons for 401(k) Fiduciaries to Avoid it

By: Eric Droblyen

July 24th 2019

Revenue sharing makes it harder than necessary to meet 401(k) fiduciary responsibilities. Employers should pay direct 401(k) fees instead.
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The SPIVA Scorecard – A Must-Read for 401(k) Fiduciaries

The SPIVA Scorecard – A Must-Read for 401(k) Fiduciaries

By: Eric Droblyen

July 10th 2019

The SPIVA Scorecard measures the percentage of active funds that outperform their market benchmark over specific periods of time, net of fees. Most don't.
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Employers Must Avoid 401(k) Providers They Can't Understand

Employers Must Avoid 401(k) Providers They Can't Understand

By: Eric Droblyen

June 12th 2019

Avoiding 401k fiduciary liability can be easy. You just need a basic understanding of your fiduciary responsibilities and an easy-to-monitor plan provider.
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401(k) Mutual Funds – Pay Attention to Share Class!

401(k) Mutual Funds – Pay Attention to Share Class!

By: Eric Droblyen

May 1st 2019

Mutual funds are often available in multiple share classes. To serve the best interest of 401k participants, the least expensive share class should be used.
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It's Too Easy to Conceal 401k Fees – We Need 408b-2 Reform

It's Too Easy to Conceal 401k Fees – We Need 408b-2 Reform

By: Eric Droblyen

April 17th 2019

Fidelity is being accused of charging excessive, undisclosed 401(k) fees. Other providers obfuscate fees in 408b-2 disclosures. It's time for reform.
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