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401k Investment Advice – Pros and Cons of the 3 Basic Forms

401k Investment Advice – Pros and Cons of the 3 Basic Forms

By: Eric Droblyen

April 3rd 2019

401(k) participants can receive professional investment advice from a mutual fund, financial advisor, or algorithm today. Each advice form has pros and cons
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Hardship 401(k) Distributions – Frequently Asked Questions

Hardship 401(k) Distributions – Frequently Asked Questions

By: Eric Droblyen

February 20th 2019

At first blush, the 401(k) hardship distribution rules can seem overwhelming. In truth, most can be understood with some basic education. Our FAQ can help.
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401(k) Contribution Deadlines – You Don’t Want to Miss Them!

401(k) Contribution Deadlines – You Don’t Want to Miss Them!

By: Eric Droblyen

January 9th 2019

When 401(k) contributions - employee or employer - are deposited late, there are consequences for employers. With some education, they are easily avoided.
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2018 Small Business 401(k) Fee Study – What’s Too High?

2018 Small Business 401(k) Fee Study – What’s Too High?

By: Eric Droblyen

November 28th 2018

Are my 401(k) fees too high?” is a common question asked by both plan sponsors and participants. Our small business fee study can give some perspective.
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Calculating American Funds 401(k) Fees Using Their 408b-2

Calculating American Funds 401(k) Fees Using Their 408b-2

By: Eric Droblyen

October 31st 2018

American Funds is one of the largest 401k providers in the nation. Their 408b-2 fee disclosure is also one of the worst. Here are steps for deciphering it.
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Apathy is the #1 Source of 401(k) Liability – It’s Easy to Avoid

Apathy is the #1 Source of 401(k) Liability – It’s Easy to Avoid

By: Eric Droblyen

October 17th 2018

401(k) fiduciary responsibilities are manageable once they’re understood. The problem is many small businesses don’t make the effort.
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TSP-like 401(k)s + Tax Credits = More Small Business Plans

TSP-like 401(k)s + Tax Credits = More Small Business Plans

By: Eric Droblyen

October 3rd 2018

Multiple Employers Plans (MEPs) are promoted as a way to expand small business retirement coverage. TSP-like 401ks and tax credits would do a better job
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How Trump’s Executive Order on Retirement Plans Falls Short

How Trump’s Executive Order on Retirement Plans Falls Short

By: Eric Droblyen

September 19th 2018

Multiple Employer 401(k) Plans (MEPs) are not the answer for expanding small business retirement plan coverage. Other reforms would be more effective.
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How to Total Paychex 401(k) Fees Using Their 408b-2 Disclosure

How to Total Paychex 401(k) Fees Using Their 408b-2 Disclosure

By: Eric Droblyen

September 5th 2018

Paychex is one of the largest 401(k) providers in country. Their 408b-2 fee disclosure is also one of the worst. Here are 3 steps for deciphering it.
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Calculating ADP 401(k) Fees Using Their 408b-2 Disclosure

Calculating ADP 401(k) Fees Using Their 408b-2 Disclosure

By: Eric Droblyen

August 22nd 2018

ADP is one of the largest 401(k) providers in country. Their 408b-2 fee disclosure is also one of the worst. Here are 3 steps for deciphering it.
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