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401(k) Mutual Funds – Pay Attention to Share Class!

401(k) Mutual Funds – Pay Attention to Share Class!

By: Eric Droblyen

May 1st 2019

Mutual funds are often available in multiple share classes. To serve the best interest of 401k participants, the least expensive share class should be used.
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It's Too Easy to Conceal 401k Fees – We Need 408b-2 Reform

It's Too Easy to Conceal 401k Fees – We Need 408b-2 Reform

By: Eric Droblyen

April 17th 2019

Fidelity is being accused of charging excessive, undisclosed 401(k) fees. Other providers obfuscate fees in 408b-2 disclosures. It's time for reform.
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Small Business 401(k) Plan Design Study: What 3,975 401(k) Plans Are Doing

Small Business 401(k) Plan Design Study: What 3,975 401(k) Plans Are Doing

By: Eric Droblyen

March 20th 2019

The right 401(k) plan design can help a small business meet plan goals at the lowest possible cost. Our study summarizes the designs of 3,975 401(k) plans
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Applying Jack Bogle’s Guiding Principle to 401(k) Provider Fees

Applying Jack Bogle’s Guiding Principle to 401(k) Provider Fees

By: Eric Droblyen

February 6th 2019

Jack Bogle's guiding principle was simple - costs matter. 401(k) participants should apply the same principle to 401(k) provider fees paid by their account.
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Replacing SIMPLE IRAs with a 401(k) – Frequently Asked Questions

Replacing SIMPLE IRAs with a 401(k) – Frequently Asked Questions

By: Eric Droblyen

December 12th 2018

Replacing a small business SIMPLE IRA with a 401(k) is not a complicated process, but it does require planning. Our FAQ can help the process go smoothly.
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2018 Small Business 401(k) Fee Study – What’s Too High?

2018 Small Business 401(k) Fee Study – What’s Too High?

By: Eric Droblyen

November 28th 2018

Are my 401(k) fees too high?” is a common question asked by both plan sponsors and participants. Our small business fee study can give some perspective.
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Calculating American Funds 401(k) Fees Using Their 408b-2

Calculating American Funds 401(k) Fees Using Their 408b-2

By: Eric Droblyen

October 31st 2018

American Funds is one of the largest 401k providers in the nation. Their 408b-2 fee disclosure is also one of the worst. Here are steps for deciphering it.
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How to Total Paychex 401(k) Fees Using Their 408b-2 Disclosure

How to Total Paychex 401(k) Fees Using Their 408b-2 Disclosure

By: Eric Droblyen

September 5th 2018

Paychex is one of the largest 401(k) providers in country. Their 408b-2 fee disclosure is also one of the worst. Here are 3 steps for deciphering it.
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Calculating ADP 401(k) Fees Using Their 408b-2 Disclosure

Calculating ADP 401(k) Fees Using Their 408b-2 Disclosure

By: Eric Droblyen

August 22nd 2018

ADP is one of the largest 401(k) providers in country. Their 408b-2 fee disclosure is also one of the worst. Here are 3 steps for deciphering it.
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Guidelines for Benchmarking 401k Admin and Investment Fees

Guidelines for Benchmarking 401k Admin and Investment Fees

By: Eric Droblyen

August 8th 2018

Employers have a fiduciary responsibility to pay reasonable fees for 401k plan administration and investments. This job can be easy using simple guidelines.
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