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Employers Should Avoid Providers That Treat 401(k) Plans Like a Product, Not a Service

Employers Should Avoid Providers That Treat 401(k) Plans Like a Product, Not a Service

By: Eric Droblyen

September 6th 2017

Insurance and mutual fund companies treat 401k plans like a product by restricting fund and plan design options. Plan Sponsors need impartial and consultative advice instead
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A Common Sense 401(k) Plan for Small Businesses

A Common Sense 401(k) Plan for Small Businesses

By: Eric Droblyen

August 23rd 2017

TSP-like 401(k) plans are a common sense retirement plan but are not meant for everyone. Compare traditional 401(k) services against a TSP baseline here.
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401(k) Loan Rules – What Plan Participants Need to Know

401(k) Loan Rules – What Plan Participants Need to Know

By: Eric Droblyen

August 9th 2017

If you are a 401(k) participant, use our FAQ to understand when you can take a loan from your account and how to avoid taxes or penalties.
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Fee Study of 525 401(k) Financial Advisors – Fiduciary Advice Costs Less!

Fee Study of 525 401(k) Financial Advisors – Fiduciary Advice Costs Less!

By: Eric Droblyen

April 5th 2017

To lower their 401k plan liability, small businesses should only hire fiduciary-grade financial advisors. Our study shows their superior care can cost less.
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The Top 4 Lies Told by 401(k) Providers

The Top 4 Lies Told by 401(k) Providers

By: Eric Droblyen

March 22nd 2017

Some 401(k) providers lie to excuse excessive fees or mask inexperience. With some basic facts, 401(k) fiduciaries can easily debunk the lies.
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401(k) Fees – Frequently Asked Questions by Plan Fiduciaries

401(k) Fees – Frequently Asked Questions by Plan Fiduciaries

By: Eric Droblyen

March 8th 2017

The #1 source for 401(k) fiduciary liability today is paying excessive fees to plan service providers. Our FAQ can help small businesses evaluate their fees.
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4 Traits of the Best Small Business 401(k) Providers

4 Traits of the Best Small Business 401(k) Providers

By: Eric Droblyen

January 11th 2017

America's Best Small Business 401(k) Providers have 4 traits in common. 401(k) fiduciaries should look for these traits when shopping for 401(k) services.
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401(k) Fees: Are Traditional 401(k) Services Worth a Smaller Retirement Nest Egg?

401(k) Fees: Are Traditional 401(k) Services Worth a Smaller Retirement Nest Egg?

By: Eric Droblyen

November 16th 2016

The best small business 401k providers only charge fees for value-added 401k services. Providers with high priced superfluous services should be avoided
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How MEPs Complicate 401(k) Plan Terminations

How MEPs Complicate 401(k) Plan Terminations

By: Eric Droblyen

November 2nd 2016

Exiting a 401k plan can be an easy process, as long as you aren't part of an MEP. MEPs complicate the plan termination process and can cost you big time.
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Asset-Based 401(k) Admin Fees Are Unreasonable; Fiduciaries Should Avoid Them

Asset-Based 401(k) Admin Fees Are Unreasonable; Fiduciaries Should Avoid Them

By: Eric Droblyen

October 19th 2016

The best small business 401k providers charge low transparent fees based on participant headcount, not assets. A 401k fiduciary should not settle for less.
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