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The Top 4 Lies Told by 401(k) Providers
Some 401(k) providers lie to excuse excessive fees or mask inexperience. With some basic facts, 401(k) fiduciaries can easily debunk the lies.
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Finding Hidden 401(k) Fees in Participant Disclosure Notices
Hidden 401(k) fees, like revenue sharing and variable annuity wrap charges reduce 401(k) balances. 401(k) participants must understand when they apply.
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Asset-Based 401(k) Admin Fees Are Unreasonable; Fiduciaries Should Avoid Them
The best small business 401k providers charge low transparent fees based on participant headcount, not assets. A 401k fiduciary should not settle for less.
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3 Questions for Calculating Small Business 401(k) Provider Fees
Small businesses have a fiduciary responsibility to keep 401k plan expenses reasonable for participants. Three questions can help find service provider fees.
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(Possibly) The Biggest Small Business 401(k) Fee Study Ever!
Small business 401k fee data is difficult to find. Employee Fiduciary has summarized the fees of 121 401k plans with an average of $1M in plan assets
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John Oliver Should Be Upset; His Hancock 401k Fees Are Too High!
John Oliver attacks his company’s John Hancock 401k plan. Hancock makes misleading statements in rebuttal. What’s the truth about Hancock 401k fees?
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Clarity in a Complex World? A 408b-2 Review
401k fees disclosures are too complicated for the average 401k fiduciary.
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New Year’s Resolution # 1 for Fiduciaries – “I WILL Evaluate My 401(k) Plan Fees"
ERISA requires 401(k) sponsors, and any other fiduciary, to ensure that the services provided to their plan are necessary with fair 401(k) Plan Fees
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Edison International case highlights a needed reform: Share class restrictions in 401(k) plans.
The time has come for share class reform in 401(k) plans. The use of multiple share classes for mutual funds in 401k plans is confusing small business retirement plan sponsors.
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Revenue sharing is on the decline in 401(k) plans. Three reasons why it will soon be gone altogether.
Revenue sharing is the practice of adding additional non-investment related fees to the expense ratio of a mutual fund. The investors don’t see the fees being deducted.
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