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Employee Fiduciary

401(k) Quote for

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Your 401(k) Pricing

Assumptions

Eligible Employees

Plan Establishment

One-Time Fee

Annual Administration

Base Fee

$0

Asset-Based Fee

Total Annual Fee

Transparent, Affordable Pricing

A Dedicated Relationship Manager

A trained retirement expert will be watching over your plan and available to answer any of your questions. No call centers, no time spent on hold.

Investment Freedom

Choose the investments you want - including leading index funds and ETFs without limit or markup. For participant advice, choose target-date funds or hire a financial advisor.

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401(k) Quote for

Employee Fiduciary, LLC
  • 250 State Street
  • Mobile, AL 36603
  • 877.401.5100
  • 251.436.0800

Quote

INTRODUCTION

Thank you for your interest in Employee Fiduciary. Our mission is simple - to help 401(k) plan participants grow their retirement savings as fast as possible. Our unbeatable fees and cost-efficient investment options - including leading Index funds and ETFs - are how we do that.

Please read our quote to find out more about our 401(k) plan services. If you have questions, please let your dedicated sales representative know. We are here to help.

SIMPLE, HONEST AND TRANSPARENT PRICING
Below is the price of your plan based on the assumptions you provided. 100% of these fees can be paid from a corporate bank account instead of plan assets.
Custom Quote For
Eligible Employees:
Plan Assets:
Plan Establishment
One-Time Fee*
Annual Plan Fee
Base Fee**
$0
Asset-Based Fee***
Total Annual Fee
Employee Fiduciary, LLC
  • 250 State Street
  • Mobile, AL 36603
  • 877.401.5100
  • 251.436.0800
Page 2

Quote

DEPENDABLE, CONSISTENT SERVICE TAILORED TO YOUR NEEDS

Employee Fiduciary is employee-owned and fully-independent. Our guiding principles are transparency and
simplicity because we know 401(k) confusion often leads to lower investment returns for plan participants
and unnecessary time and expense for business owners.

Key features of our retirement plan services include:

Screenshot 2024-05-09 at 13.10 (1)
Custom Plan Design
Our plans are flexible and designed to fit your unique needs. As your
organization grows and needs change, we can adapt to always give you
the best plan possible.
Screenshot 2024-05-09 at 13.10 (3)
A Dedicated Relationship Manager
You will have a trained retirement expert watching over your plan and
available to answer any of your questions. No call centers, no time spent
on hold.
Screenshot 2024-05-09 at 13.10 (2)
Investment Freedom
Choose the investments you want - including leading index funds and ETFs
without limit or markup. For participant advice, choose target-date funds
or hire a financial advisor.
Employee Fiduciary, LLC
  • 250 State Street
  • Mobile, AL 36603
  • 877.401.5100
  • 251.436.0800
Page 3

Quote

YOUR PATH TO FASTER RETIREMENT STARTS HERE
Starting a new 401(k) can feel overwhelming. We're going to lay it out for you in a way that's straightforward
and transparent.
Screenshot 2024-05-09 at 13.21
STEP 1: Talk to a person, not a bot
Whether you have questions about our services or 401(k) plans in
general, we have answers. Get matched with a consultant that puts
your needs and budget first.
Screenshot 2024-05-09 at 13.21 (1)
STEP 2: Design a cost-efficient plan
Business owners can have dramatically different goals for their 401(k) plan.
Once you sign up, we'll help you design a plan that meets your goals for the
lowest cost.
Screenshot 2024-05-09 at 13.21 (2)
STEP 3: Start saving and enjoy
Once your 401(k) plan is designed, we will get it up-and-running as quickly
as possible so you and your employees can begin benefitting.
Employee Fiduciary, LLC
  • 250 State Street
  • Mobile, AL 36603
  • 877.401.5100
  • 251.436.0800
Page 4

Sign-Up Process

Starting a new 401(k) can feel overwhelming. That’s why you need an easy, straightforward process to get your plan up and running. Here’s what it takes.
1

Sign Up and Confirm Details

Begin by clicking the "Sign Up" button, followed by confirming your business and personal details to ensure we tailor the plan perfectly to your needs.
2

Sign Agreements and Pay First Invoice

After confirming your details, sign the necessary service agreements electronically and complete the payment of your first invoice to officially kickstart your plan.
Bitmap (1)-1
5,000+
Small Business Retirement Plans
$6+ Billion
Retirement Assets Managed
140,000+
Participants Served
OUR PROMISE
Why Employee Fiduciary
Employee Fiduciary is employee-owned and fully independent. Our guiding principles are transparency and simplicity because we know 401(k) confusion often leads to lower investment returns for plan participants and unnecessary time and expense for business owners. Our services are designed to make it easy for business owners to offer a cost-efficient plan that meets the needs of their employees and company.

Frequently Asked Questions

Have questions about Employee Fiduciary or our services? Check out our FAQ. Need further assistance? Contact us.

What Recordkeeping services are included in the pricing?

Employee Fiduciary will complete the following services on an ongoing and timely basis as recordkeeper: 

    • Provide website access to participants and plan administrator
    • Reconcile the trust account to the recordkeeping system daily 
    • Update share prices, and individual account balances daily 
    • Process certain transaction trades, including employer and employee contributions and fund transfers 
    • Prepare quarterly benefit statements 
    • Originate and maintain participant loans 
    • Provide participant fee notices, as required under ERISA 404(a)(5) 
    • Prepare an Audit Support Package (if independent Plan audit is required) 
What fees apply to participants?
    • Participant Loans - $50 origination fee; $50 annual maintenance fee
    • Participant Distributions - $50 per distribution
    • In-Plan Roth Conversion - $100 per conversion
    • QDRO review and account division - $150 per QDRO
    • Self-Directed Brokerage Accounts - $100 per account per year (plus applicable trading fees)
    • Exchange Traded Funds (ETFs) - $0.01 per share trading fee
What professional investment advice options for employees are available?

At Employee Fiduciary, you can choose Target Date Funds or hire a financial advisor.  If you need help finding an advisor, you can search our directory to find an advisor in your area. 

What investment options are available?

Employee Fiduciary does not limit your investment options.  You can choose any fund we are able to trade through our custodian assuming the fund is open to new investors and any minimum funding requirements are satisfied.  

 

You can also choose to include a Self-Directed Brokerage Account (SDBA) through Charles Schwab, known as the Schwab Personal Choice Retirement Account® (PCRA). This allows you to invest in any fund on the market, even those outside your plan's fund lineup. 

Start your 401(k) journey now!

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Contact Sales

Reach out via email at sales@employeefiduciary.com or call directly at (877) 401-5100!
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