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America's Low Cost 401(k)

Retirement plans from Employee Fiduciary offer small businesses the same low fees, quality service and investments as plans sponsored by our country's largest corporations.

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Low Cost 401K

Low 401(k)

Keep more of your hard-earned retirement savings! Our low 401(k) fees are fully-transparent and based on headcount, not assets.

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Expert Service


No call centers here! Sharpened by experience, our consultative services are delivered timely by a personal account manager.

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Investment Freedom


Choose any mutual fund or ETF you want - including index funds from Vanguard and Fidelity - without limitation or mark-up!

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    What our customers are saying…
    • “I can now sleep at night knowing that Employee Fiduciary has no hidden charges. My bookkeeper who processes the contributions each week has commented how simple it is. Thank you EF”
    • “We have been very pleased with Employee Fiduciary. They’re responsive and great at demystifying 401(k) management. The fee structure is low-cost and transparent and they offer a broad range of investment options. They’ve worked very well for us.”
    • “With all of the headaches associated with running a business, you have far exceeded my expectations in completing this conversion process.”

      401(k) Fee Comparisons

      Check out our database of over 100 small business 401(k) fee comparisons and learn how much you can save by switching to Employee Fiduciary

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