Low-cost retirement plans for small and mid-sized companies nationwide.
Investment options and services from Employee Fiduciary equal or exceed the best in the country!
Low Cost 401k
Employee Fiduciary is “America’s Low Cost 401k!” Our low fees let participants keep more of their retirement savings.
Investment Choice
Choose any mutual fund or ETF you want with no markup! Choose from Vanguard, Fidelity and hundreds of other low cost options.
Expert Care
Experience matters. Founded in 2004, we serve 75k participants with $2.8B in assets. We’ll earn your trust with our competence.
Contact Us
For questions or to request a proposal or fee comparison, call us at (877) 401-5100 or email us by completing the following form.
Why Choose Employee Fiduciary?
The value of frugality underpins everything we do at Employee Fiduciary.  We believe that every dollar spent deserves a measurable return on investment.  We never cut corners in our pursuit of delivering excellent, low cost plans to our clients.  Instead, we maintain a disciplined focus on our guiding principles – level margins on all work performed, best practice operations, and timely and accurate customer service.
What Clients Are Saying
I’d also like to say how impressed I have been with your customer service and follow through. It is much appreciated.
You have provided excellent service and we are happy to recommend your firm.
I am the owner of a small company and don’t have a ton of time, and Christina made the setup as easy and simple as possible. She was thorough, prompt, easy to get in touch with, systematic, easy to talk to, and extremely knowledgeable about the process.
Thank you for providing a workplace where these two outstanding people, extensions of my business, are able to do such great work. When I know that Christina or Jeremy are working on an issue for one of my valued clients, I don’t ever worry. I know they place our client’s interest first, and that’s another reason why I continue to recommend your firm to my clients.
I just want to add a huge thank you for making the entire process so efficient, smooth and pleasant. Â With all of the headaches associated with running a business, you have far exceeded my expectations in completing this conversion process.
My financial planner had recommended another company for my 401k, and I used them for several years. I didn’t pay much in fees on the front end, but I later found out I was paying a lot in hidden fees on the back end. The biggest cost was coming from their funds, which had very high expense ratios. I looked for a better option, and came across Employee Fiduciary. I’ve been extremely happy with Employee Fiduciary, the service is excellent and their fees are very competitive. We see exactly what we are paying for the services they offer, and the expense ratios on the funds offered are extremely competitive. I wish I would have switched to Employee Fiduciary years ago.
I could not be happier with the service Employee Fiduciary provides our small company of 15 employees. They made the initial set up of our 401(k) painless and easy. They were patient with my many questions and always responded quickly and clearly. Each year they handle all the necessary paperwork for us and communicate what they are doing well. Their fees are very reasonable. In our three years working with them we have not had a single problem. I could not more strongly recommend Employee Fiduciary to any business considering setting up a 401(k) program for their employees.
Having Josh (Chancey) as our representative dedicated to our account is fantastic. Josh always replies to our requests quickly and thoroughly. Thank you, Josh!
Employee Fiduciary offers an outstanding product in its plan design and retirement plan administrative services, and manages to do so while providing top-level service and responsiveness at industry-leading low costs.
Employee Fiduciary is the lowest cost 401(k) provider I found that provides direct access to low cost Vanguard Index Funds without the typical wrap fees and high expenses.
Our agency has had nothing but good experiences working with Employee Fiduciary. We did a lot of research before deciding on what third party provider to go with for our 401k and decided to go with Employee Fiduciary because they were the most cost-effective option that still maintained quality. The set-up process wasn’t too difficult and their website is user-friendly and provides a lot of helpful information. I’d definitely recommend Employee Fiduciary if you are starting up a retirement plan for your company.
We have been very pleased with Employee Fiduciary. They’re responsive and great at demystifying 401(k) management. The fee structure is low-cost and transparent and they offer a broad range of investment options. They’ve worked very well for us.
I decided to use Employee Fiduciary as my TPA after having a bad experience. I read rave reviews online regarding low fees and transparency, but was even more impressed with the reviews regarding customer service. I thought, “Low-cost and great customer service? Not likely.” Well, I was wrong. Employee Fiduciary makes this unlikely combo a reality. I am thoroughly impressed with the service I receive from my personal representative, and the fees have been as low as promised.
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