The Most Cost-Efficient 401(k) for Small and Medium-Sized Businesses
The secret to a faster retirement is a low cost 401(k) plan from Employee Fiduciary. Sign up today and get one step closer to financial independence tomorrow.
Lowest Fees in the Country
Keep more of your hard-earned savings! Nobody charges less for a custom retirement plan.
Real People,
No Robots
You’ll talk to a dedicated person from the beginning to the end. We’ve got your back.
Investment
Freedom
Choose the investments you want - including cost-efficient index funds and ETFs - without markup.
The 401(k) Pitfalls That Delay Retirement
To retire as soon as possible, you must avoid three 401(k) pitfalls throughout your working years:
- High fees – By the time you retire, high fees can cost you hundreds of thousands of dollars in lost principal and compound interest.
- Underperforming investments – Studies show index funds tend to outperform comparable active funds. You should earn no less over time, net of fees.
- Inappropriate asset allocation – Investing too conservatively when young can cost you gains, while investing too aggressively when older can cost you unrecoverable losses.
How Employee Fiduciary Will Help You Retire Sooner
Nobody makes it easier to avoid 401(k) pitfalls than Employee Fiduciary. Here's how we do it:
- Low and transparent fees – Know you are paying as little as possible with our transparent fees.
- Cost-efficient investments – Choose leading index funds or a financial advisor to earn at least market returns, net of fees.
- Professional investment advice – Choose target date funds or a financial advisor to avoid inappropriate asset allocation.
Your Path to Faster Retirement Starts Here
Starting a new 401(k) can feel overwhelming. We’re going to lay it out for you in a way that’s straightforward and transparent. Here are the steps:
Talk to a person,
not a bot
Whether you have questions about our services or 401(k) plans in general, we have answers. Get matched with a consultant that puts your goals, needs, and budget first.
Design a cost-
efficient plan
The wrong plan can cost participants hundreds of thousands of dollars. Keep more of your hard-earned savings with a customized plan that helps you maximize your returns.
Start saving
and enjoy
The secret to faster retirement is a cost-efficient plan. Sign up with Employee Fiduciary today and get one step closer to financial independence tomorrow.
The Bottom Line
The secret to a faster retirement is a cost-efficient 401(k) plan that makes appropriate investing simple for participants.
No 401(k) provider makes it easier for small and medium-sized businesses to offer such plans than Employee Fiduciary. With us, you’ll feel confident that you’re not being taken advantage of and are on the right path to retirement.
Calculate How Much Faster We Can Help You Retire!
To help you maximize your investment returns, we are committed to keeping our 401(k) fees as low as possible.
Our low fees help you retire sooner than competitors. Use our 401(k) fee comparison tool to see how much faster.
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Have Retirement Plan Questions? We Have Answers
Our Knowledge Center provides unbiased retirement plan education for both employers and employees.
Safe Harbor 401(k) Plans - Frequently Asked Questions
Safe harbor 401(k) plans are the most popular type of small business 401(k) today. Check out our FAQ to help decide whether one is right for your company.
401(k) Fee Study - 75% of Small Business Plans Pay Hidden Fees
“Are my 401(k) fees too high?” is a common question asked by both plan sponsors and participants. Our small business fee study offers perspective.
401(k) Retirement Planning – 4 Steps to Retire as Soon as Possible
Some basic retirement planning can dramatically reduce the out-of-pocket cost of your retirement. Our 4-step plan requires no investing knowledge at all.
