Search for topics or resources

The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
401(k) Annual Administration - A Checklist for 2025

401(k) Annual Administration - A Checklist for 2025

By: Eric Droblyen

December 3rd 2024

An important 401(k) fiduciary responsibility is ensuring plan administration tasks are completed timely each year. Our 2025 checklist makes this job easy.
Read More
401(k) Mutual Funds – Choose Low-Cost Share Classes to Maximize Returns

401(k) Mutual Funds – Choose Low-Cost Share Classes to Maximize Returns

By: Eric Droblyen

November 19th 2024

Discover how choosing low-cost share classes for your 401(k) plan can significantly enhance returns and fulfill your fiduciary responsibilities.
Read More
How Small Business Owners Are Redefining the 401(k) Market—and Helping Employees Thrive

How Small Business Owners Are Redefining the 401(k) Market—and Helping Employees Thrive

By: Eric Droblyen

November 5th 2024

Discover how small business owners are transforming the 401(k) market with flexible, low-cost plans that empower employees' financial futures.
Read More
401(k) Revenue Sharing - 5 Reasons for Businesses to Avoid it

401(k) Revenue Sharing - 5 Reasons for Businesses to Avoid it

By: Eric Droblyen

October 22nd 2024

Revenue sharing can seem like a convenient way to pay 401(k) administration fees, but the method often leads to hidden costs for employees and employers.
Read More
401(k) Tax Incentives for Small Businesses

401(k) Tax Incentives for Small Businesses

By: Eric Droblyen

October 7th 2024

The tax benefits of a 401(k) plan can be substantial. A basic understanding can help a small business owner take full advantage with the help of their accountant.
Read More
Options to Correct a Failed ADP/ACP Test

Options to Correct a Failed ADP/ACP Test

By: Eric Droblyen

September 24th 2024

If you’re a business owner, understanding your options for correcting a failed ADP/ACP test can help you mitigate the consequences - or avoid them altogether.
Read More
A Guide to Small Businesses Retirement Plan Options for Owners

A Guide to Small Businesses Retirement Plan Options for Owners

By: Eric Droblyen

September 10th 2024

Our guide breaks down the most popular retirement plan options for small businesses, including their pros and cons, to help business owners pick the right plan.
Read More
Solo 401(k) Plans – How to Maximize their Benefits

Solo 401(k) Plans – How to Maximize their Benefits

By: Eric Droblyen

August 27th 2024

A solo 401(k) plan can only cover business owners and their spouses. Understanding their rules and options can help a business owner maximize their benefit.
Read More
401(k) Document Retention Rules Made Simple

401(k) Document Retention Rules Made Simple

By: Eric Droblyen

August 13th 2024

Meeting ERISA document retention standards can help employers defend 401(k) plan challenges. Organizing the necessary records in 3 files can make the job easy.
Read More
401(k) Amendment Rules – A Guide for Employers

401(k) Amendment Rules – A Guide for Employers

By: Eric Droblyen

July 30th 2024

The Internal Revenue Service has strict rules for amending 401(k) plan documents. To stay out of trouble, employers should understand some amendment basics.
Read More
1 2 3 4 5 ... 34