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401(k) Distributions - FAQs for Employers
When employers do not follow their 401(k)'s distribution rules, IRS penalties can result. Our distribution guide can help employers avoid these consequences.
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Five Reasons Why Hidden 401(k) Fees Should be Illegal
Hidden 401(k) fees should be illegal. They can make it almost impossible for employers to protect the interests of plan participants and avoid fiduciary liability.
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401(k) Annual Administration - A Checklist for 2022
An important 401(k) fiduciary responsibility is ensuring plan administration tasks are completed timely each year. Our 2022 checklist makes this job easy.
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401(k) Fiduciary Liability Insurance – Factors that Raise Premiums
Understanding the factors that increase the price of 401(k) fiduciary liability insurance coverage can help plan fiduciaries more easily avoid liability.
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401(k) Plan Oversight - Understanding Your Fiduciary Hierarchy is Key
As a business owner, you want to understand the basic fiduciary hierarchy applicable to all 401(k) plans and the responsibilities of each role within it.
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401(k) Fiduciary Outsourcing – Roles That MEPs Can Abuse
Multiple-Employer 401k Plans (MEPs) require business owners to delegate fiduciary roles to their provider. This delegation makes MEPs highly prone to abuse.
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401(k) Administration Checklist for the 2020 Plan Year
An important 401(k) fiduciary responsibility is ensuring plan administration tasks are completed timely each year. Our checklist makes this job easy.
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Apathy is the #1 Source of 401(k) Liability – It’s Easy to Avoid
401(k) fiduciary responsibilities are manageable once they’re understood. The problem is many small businesses don’t make the effort.
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Calculating ADP 401(k) Fees Using Their 408b-2 Disclosure
ADP is one of the largest 401(k) providers in country. Their 408b-2 fee disclosure is also one of the worst. Here are 3 steps for deciphering it.
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401(k) Participant Disclosures - What Employers Need to Know
401k plans have complicated participant disclosure rules. However, the plan sponsor's role in meeting them is basic when a qualified 401k provider is used.
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