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The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
401(k) In-Service Distributions – New SECURE 2.0 Options

401(k) In-Service Distributions – New SECURE 2.0 Options

By: Brian Furgala

April 25th 2023

Discover how SECURE 2.0 expands 401(k) in-service distribution options for emergencies, terminal illness, domestic abuse victims, and long-term care premiums.
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401(k) Required Minimum Distributions – What You Need to Know

401(k) Required Minimum Distributions – What You Need to Know

By: Brian Furgala

March 28th 2023

Failing to take required minimum distributions from your 401(k) can result in tax penalties. Understanding the RMD rules can keep you safe.
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401(k) Distributions - FAQs for Employers

401(k) Distributions - FAQs for Employers

By: Eric Droblyen

June 8th 2022

When employers do not follow their 401(k)'s distribution rules, IRS penalties can result. Our distribution guide can help employers avoid these consequences.
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401(k) Vesting Schedules – What They Are and How They Work

401(k) Vesting Schedules – What They Are and How They Work

By: Eric Droblyen

July 1st 2021

Learn everything you need to know about 401(k) vesting schedules in this short guide.
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Hardship 401(k) Distributions – Frequently Asked Questions

Hardship 401(k) Distributions – Frequently Asked Questions

By: Eric Droblyen

February 20th 2019

At first blush, the 401(k) hardship distribution rules can seem overwhelming. In truth, most can be understood with some basic education. Our FAQ can help.
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401(k) Loan Rules – What Plan Participants Need to Know

401(k) Loan Rules – What Plan Participants Need to Know

By: Eric Droblyen

August 9th 2017

If you are a 401(k) participant, use our FAQ to understand when you can take a loan from your account and how to avoid taxes or penalties.
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401(k) Distribution Rules – Frequently Asked Questions

401(k) Distribution Rules – Frequently Asked Questions

By: Eric Droblyen

May 31st 2017

401(k) plans have restrictive distribution rules which are tied to your age and employment status. Use our FAQ to understand these rules.
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