Search for topics or resources

The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
Roth 401(k) Contributions — Answers to Common Questions

Roth 401(k) Contributions — Answers to Common Questions

By: Brian Furgala

May 9th 2023

Historically, low income tax rates make Roth 401(k) contributions more affordable than ever. This FAQ can help you decide if they are right for you.
Read More
Voluntary Contributions - Probably Not a Fit for Your 401(k) Plan

Voluntary Contributions - Probably Not a Fit for Your 401(k) Plan

By: Eric Droblyen

July 1st 2021

Voluntary 401(k) contributions are after-tax employee contributions like Roth deferrals, but subject to different ERISA rules.
Read More
Contribution Limits - What You Need to Know

Contribution Limits - What You Need to Know

By: Eric Droblyen

July 1st 2021

Discover the 2023 401(k) contribution limits for employees and employers. Learn about IRS-defined limits, catch-up contributions, and ADP/ACP test limits for HCEs.
Read More
401(k) Rollovers – What Employers Need to Know

401(k) Rollovers – What Employers Need to Know

By: Eric Droblyen

July 1st 2021

Learn everything you need to know about allowing or managing rollovers in your retirement plan.
Read More
401(k) Contribution Deadlines – You Don’t Want to Miss Them!

401(k) Contribution Deadlines – You Don’t Want to Miss Them!

By: Eric Droblyen

January 9th 2019

When 401(k) contributions - employee or employer - are deposited late, there are consequences for employers. With some education, they are easily avoided.
Read More
What’s Old Is New Again: “Mega Back Door” Roth IRA Contributions Spark New Interest in Old School After-Tax Contributions

What’s Old Is New Again: “Mega Back Door” Roth IRA Contributions Spark New Interest in Old School After-Tax Contributions

By: Holly Roussel-Godfrey

May 24th 2016

Simplified Roth IRA rollover rules have raised much media buzz about 401k after-tax contributions resulting in many small business owner inquiries.
Read More
1