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The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
Voluntary Contributions - Probably Not a Fit for Your 401(k) Plan

Voluntary Contributions - Probably Not a Fit for Your 401(k) Plan

By: Eric Droblyen

July 1st 2021

Voluntary 401(k) contributions are after-tax employee contributions like Roth deferrals, but subject to different ERISA rules.
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Contribution Limits - What You Need to Know

Contribution Limits - What You Need to Know

By: Eric Droblyen

July 1st 2021

Discover the 2023 401(k) contribution limits for employees and employers. Learn about IRS-defined limits, catch-up contributions, and ADP/ACP test limits for HCEs.
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401(k) Rollovers – What Employers Need to Know

401(k) Rollovers – What Employers Need to Know

By: Eric Droblyen

July 1st 2021

Learn everything you need to know about allowing or managing rollovers in your retirement plan.
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401(k) Contribution Deadlines – You Don’t Want to Miss Them!

401(k) Contribution Deadlines – You Don’t Want to Miss Them!

By: Eric Droblyen

January 9th 2019

When 401(k) contributions - employee or employer - are deposited late, there are consequences for employers. With some education, they are easily avoided.
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Roth 401(k) Contributions — Answers to Common Questions

Roth 401(k) Contributions — Answers to Common Questions

By: Eric Droblyen

January 25th 2017

Historically, low income tax rates make Roth 401k deferrals more affordable than ever. This FAQ can help you decide if they are right for you.
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What’s Old Is New Again: “Mega Back Door” Roth IRA Contributions Spark New Interest in Old School After-Tax Contributions

What’s Old Is New Again: “Mega Back Door” Roth IRA Contributions Spark New Interest in Old School After-Tax Contributions

By: Holly Roussel-Godfrey

May 24th 2016

Simplified Roth IRA rollover rules have raised much media buzz about 401k after-tax contributions resulting in many small business owner inquiries.
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