Login
401(k) Catch-Up Contributions: Final SECURE 2.0 Rules for Employers
SECURE 2.0 updates 401(k) catch-up contributions in 2025 and 2026, including Roth-only rules for high earners and higher limits for ages 60–63.
Read More
401(k) Contribution Deadlines – You Don’t Want to Miss Them!
Learn the deposit deadlines for employee and employer 401(k) contributions to ensure tax deductibility and regulatory compliance. Avoid IRS penalties with timely funding.
Read More
401(k) Nonelective Contributions Explained: Safe Harbor, Profit Sharing, and QNECs
Learn about 401(k) nonelective contributions—safe harbor, profit sharing, and QNECs—and how they benefit employers and employees.
Read More
401(k) Matching Contributions – What Employers Need to Know
Explore 401(k) match types, safe harbor rules, Roth match options, and true-ups to design a plan that fits your business goals and budget.
Read More
Roth Matching and Nonelective Contributions – What Employers Need to Know
Roth matching and nonelective contributions will be available to 401(k) plans soon. Here’s what employers need to know to decide if they are right for their plan.
Read More
401(k) Contribution Deductibility - What Employers Need to Know
Understanding the deduction rules for 401(k) plan contributions can significantly reduce your business’s tax liability. These rules boil down to limits and timing.
Read More
Roth 401(k) Contributions — Answers to Common Questions
Historically, low income tax rates make Roth 401(k) contributions more affordable than ever. This FAQ can help you decide if they are right for you.
Read More
Voluntary Contributions - Probably Not a Fit for Your 401(k) Plan
Voluntary 401(k) contributions are after-tax employee contributions like Roth deferrals, but subject to different ERISA rules.
Read More
401(k) Contribution Limits - What You Need to Know
Discover the 401(k) contribution limits for employees and employers. Learn about IRS-defined limits, catch-up contributions, and ADP/ACP test limits for HCEs.
Read More
Are Profit Sharing Contributions Right for Your 401(k) Plan?
Pro rata, permitted disparity, and new comparability are types of 401k profit sharing contributions. Employers should know if they’re right for their plan.
Read More