The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
401(k) Retirement Planning: A Clear Plan to Retire on Time
By: Eric Droblyen
October 21st 2025
Retirement planning doesn’t have to be complicated. Learn how to reach your retirement goals with a simple, cost-efficient 401(k) plan built on compounding, consistency, and low fees.
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401(k) Fees: The Hidden Retirement Killer You Can Stop Today
By: Eric Droblyen
August 26th 2025
Even small 401(k) fees can drain hundreds of thousands from your retirement. Learn how to cut costs and keep more of your savings invested.
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Lost a 401(k)? Here's How to Reclaim Your Retirement Savings
By: Eric Droblyen
January 14th 2025
Learn how to reclaim lost or forgotten 401(k) and pension accounts with the DOL's Retirement Savings Lost and Found Database. Follow our easy steps to secure your retirement savings today.
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401(k) Matching Contributions – What Retirement Savers Need to Know
By: Eric Droblyen
June 17th 2024
In this article, we will explore the mechanics of 401(k) matching contributions, their importance, and strategies to maximize their benefits.
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401(k) Rollovers – FAQs for Retirement Investors
By: Eric Droblyen
June 5th 2024
Rolling retirement savings from a low-cost 401(k) plan to an overpriced plan or IRA today can cost an investor dearly in retirement. Our FAQ can help you make an informed rollover decision.
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Enrolling in a 401(k) Plan – How to Make Informed Decisions
By: Eric Droblyen
April 23rd 2024
Making informed 401(k) enrollment decisions can significantly reduce your future retirement's out-of-pocket cost. Our 4-step process can help you do that.
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How Much a Low Cost 401(k) Can Increase Your Future Savings
By: Eric Droblyen
December 19th 2023
The cumulative effect of 401(k) fees can cost a saver hundreds of thousands in retirement. Here’s what workers need to know to lower their fees today.
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Mega Backdoor Roth – A Perfect Fit for Solo 401(k) Plans
By: Eric Droblyen
November 7th 2023
Mega backdoor Roth contributions allow high-income individuals to grow tax-free retirement savings quickly. A solo 401(k) plan is a perfect fit for the strategy.
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401(k) Contributions - What Workers Need to Know
By: Eric Droblyen
September 27th 2022
401(k) plans can offer dramatically different employee and employer contribution options. Workers should understand their plan’s options to not miss out.
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Pew Finds Rolling a 401(k) to an IRA can be a Costly Mistake
By: Eric Droblyen
August 2nd 2022
A Pew study found investment expenses in IRAs to be higher than 401(k)s and the difference can cost an investor tens of thousands of dollars in retirement.
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