The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
Morningstar's Active/Passive Barometer – Takeaways for 401(k) Fiduciaries
401(k) fiduciaries can struggle to choose between active or index funds when picking plan investments. The Morningstar Active/Passive Barometer can help.Read More
Pew Finds Rolling a 401(k) to an IRA can be a Costly Mistake
A Pew study found investment expenses in IRAs to be higher than 401(k)s and the difference can cost an investor tens of thousands of dollars in retirement.Read More
Target Date Index Funds – The Best Investment for Most 401(k) Participants?
Target Date Index Funds may be the best investment for most 401(k) participants. They combine strong net-of-fee returns and set-it-and-forget-it convenience.Read More
Hughes v Northwestern: What is a "Prudent" 401(k) Investment?
When the Supreme Court re-opened the Hughes v. Northwestern University case, they didn't offer plan fiduciaries a "prudent" 401(k) investment definition. We do.Read More
401(k) Investments - Options for Selecting a “Prudent” Menu
Inappropriate investment selection is a top cause of 401(k) lawsuits today. This trouble can be easily avoided with some impartial investment guidance.Read More
Index Funds Are Indisputably Prudent 401(k) Investments - How to Pick a Lineup
Index funds from providers like Vanguard, Fidelity, or Schwab make it easy for employers to meet their investment-related 401(k) fiduciary responsibilitiesRead More
401(k) Investing – Professional Advice is Easy to Access Today
To afford retirement as soon as possible, 401(k) participants must invest appropriately. Today's professional investment advice options make doing so easy.Read More
Revenue Sharing - 5 Reasons for 401(k) Fiduciaries to Avoid it
Revenue sharing makes it harder than necessary to meet 401(k) fiduciary responsibilities. Employers should pay direct 401(k) fees instead.Read More
The SPIVA Scorecard – A Must-Read for 401(k) Fiduciaries
The SPIVA Scorecard measures the percentage of active funds that outperform their market benchmark over specific periods of time, net of fees. Most don't.Read More
401(k) Mutual Funds – Pay Attention to Share Class!
Mutual funds are often available in multiple share classes. To serve the best interest of 401k participants, the least expensive share class should be used.Read More