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COMPARE YOUR FEES

Benchmark Your 401(k) Provider Fees

See how our fees compare to 40+ leading 401(k) providers or request a no-cost fee comparison for your plan. 

Let's Benchmark Your 401(k) Fees!

Small businesses have a fiduciary responsibility to pay only "reasonable" 401(k) fees because all fees paid from plan assets  - even the hidden ones - lower the investment returns of plan participants dollar-for-dollar.

 

To prove 401(k) fees are reasonable, they must be benchmarked - basically, compared to comparable plans or industry averages on an apples-to-apples basis.

Employee Fiduciary can help you benchmark your fees. We offer a no-cost fee comparison service. Request a fee comparison from us and we'll provide you with a report that shows...

 

  • Your current plan's "all-in" fee (administration + investment fees), including any hidden fees charged by your 401(k) provider
  • How much a comparable plan would cost at Employee Fiduciary.

Browse Our Fee Comparisons

Over the years, our firm has completed hundreds of small business 401(k) fee comparisons. Our most recent comparisons can be found below. They show the administration and investment fees charged by 40+ leading 401(k) providers.

ADP
Eligible Employees Plan Assets Savings Percentage Download Year
14 $250,990.77 20.88% PDF 2020
ADP
Eligible Employees Plan Assets Savings Percentage Download Year
23 $329,199.49 67.44% PDF 2020
ADP
Eligible Employees Plan Assets Savings Percentage Download Year
174 $3,653,515.16 73% PDF 2020
ADP
Eligible Employees Plan Assets Savings Percentage Download Year
64 $997,904.08 73.02% PDF 2021
ADP
Eligible Employees Plan Assets Savings Percentage Download Year
55 $651,305.95 67.5% PDF 2021
ADP
Eligible Employees Plan Assets Savings Percentage Download Year
19 $2,954,638.57 77.93% PDF 2021
ADP
Eligible Employees Plan Assets Savings Percentage Download Year
62 $919,151.30 70.36% PDF 2022
ADP
Eligible Employees Plan Assets Savings Percentage Download Year
3 $193,809.73 73.12% PDF 2023
Alerus
Eligible Employees Plan Assets Savings Percentage Download Year
10 $1,084,314.49 79.24% PDF 2024
America's Best 401k
Eligible Employees Plan Assets Savings Percentage Download Year
5 $632,777.00 51.46% PDF 2024
American Funds
Eligible Employees Plan Assets Savings Percentage Download Year
10 $681,866.17 73.35% PDF 2020
American Funds
Eligible Employees Plan Assets Savings Percentage Download Year
32 $620,029.88 56.27% PDF 2020
American Funds
Eligible Employees Plan Assets Savings Percentage Download Year
7 $415,923.59 60.44% PDF 2020
American Funds
Eligible Employees Plan Assets Savings Percentage Download Year
10 $1,637,514.42 79.57% PDF 2021
American Funds
Eligible Employees Plan Assets Savings Percentage Download Year
25 $681,353.18 81.44% PDF 2023
American Trust
Eligible Employees Plan Assets Savings Percentage Download Year
8 $436,830.61 12.41% PDF 2022
Ameritas
Eligible Employees Plan Assets Savings Percentage Download Year
10 $413,004.49 66.85% PDF 2020
Ameritas
Eligible Employees Plan Assets Savings Percentage Download Year
7 $1,222,931.46 59.96% PDF 2022
Ameritas
Eligible Employees Plan Assets Savings Percentage Download Year
9 $766,796.56 55.22% PDF 2022
Ascensus
Eligible Employees Plan Assets Savings Percentage Download Year
24 $2,296,086.01 72.13% PDF 2020
Ascensus
Eligible Employees Plan Assets Savings Percentage Download Year
16 $385,626.40 70.61% PDF 2021
Ascensus
Eligible Employees Plan Assets Savings Percentage Download Year
10 $493,625.63 74.94% PDF 2023
Ascensus
Eligible Employees Plan Assets Savings Percentage Download Year
20 $2,587,379.11 18.28% PDF 2024
Aspire
Eligible Employees Plan Assets Savings Percentage Download Year
39 $697,935.35 67.6% PDF 2020
Cetera
Eligible Employees Plan Assets Savings Percentage Download Year
15 $197,716.92 66.83% PDF 2022
CUNA
Eligible Employees Plan Assets Savings Percentage Download Year
74 $2,238,585.35 51.91% PDF 2023
Empower
Eligible Employees Plan Assets Savings Percentage Download Year
40 $3,530,777.00 76.73% PDF 2020
Empower
Eligible Employees Plan Assets Savings Percentage Download Year
11 $1,319,609.00 78.61% PDF 2020
Empower
Eligible Employees Plan Assets Savings Percentage Download Year
5 $1,089,159.00 72.27% PDF 2020
Empower
Eligible Employees Plan Assets Savings Percentage Download Year
9 $1,153,829.00 60.75% PDF 2020
Empower
Eligible Employees Plan Assets Savings Percentage Download Year
7 $536,587.00 80.13% PDF 2022
Equitable
Eligible Employees Plan Assets Savings Percentage Download Year
14 $518,225.66 66.92% PDF 2022
Fidelity
Eligible Employees Plan Assets Savings Percentage Download Year
59 $4,491,011.00 69.54% PDF 2020
Fidelity
Eligible Employees Plan Assets Savings Percentage Download Year
8 $2,363,859.00 58.59% PDF 2021
Guideline
Eligible Employees Plan Assets Savings Percentage Download Year
34 $196,057.34 50.59% PDF 2021
Guideline
Eligible Employees Plan Assets Savings Percentage Download Year
5 $73,674.08 2.55% PDF 2024
John Hancock
Eligible Employees Plan Assets Savings Percentage Download Year
42 $3,093,905.56 71.97% PDF 2020
John Hancock
Eligible Employees Plan Assets Savings Percentage Download Year
140 $1,389,009.33 56.54% PDF 2020
John Hancock
Eligible Employees Plan Assets Savings Percentage Download Year
10 $55,943.06 4.21% PDF 2020
John Hancock
Eligible Employees Plan Assets Savings Percentage Download Year
15 $3,299,624.29 76.9% PDF 2021
John Hancock
Eligible Employees Plan Assets Savings Percentage Download Year
18 $2,413,033.39 71.01% PDF 2021
John Hancock
Eligible Employees Plan Assets Savings Percentage Download Year
224 $10,654,169.49 74.83% PDF 2021
John Hancock
Eligible Employees Plan Assets Savings Percentage Download Year
5 $296,183.23 63.22% PDF 2021
John Hancock
Eligible Employees Plan Assets Savings Percentage Download Year
11 $1,033,749.01 66.01% PDF 2021
John Hancock
Eligible Employees Plan Assets Savings Percentage Download Year
14 $172,359.41 66.09% PDF 2022
John Hancock
Eligible Employees Plan Assets Savings Percentage Download Year
18 $690,781.12 73.88% PDF 2022
John Hancock
Eligible Employees Plan Assets Savings Percentage Download Year
9 $675,633.89 75.3% PDF 2023
John Hancock
Eligible Employees Plan Assets Savings Percentage Download Year
50 $2,351,459.92 83.87% PDF 2023
John Hancock
Eligible Employees Plan Assets Savings Percentage Download Year
15 $3,032,006.73 73.82% PDF 2023
John Hancock
Eligible Employees Plan Assets Savings Percentage Download Year
5 $378,590.52 64.75% PDF 2023
John Hancock
Eligible Employees Plan Assets Savings Percentage Download Year
4 $46,289.30 38.05% PDF 2024
July Business Services
Eligible Employees Plan Assets Savings Percentage Download Year
21 $ 423,353.00 59.4% PDF 2021
July Business Services
Eligible Employees Plan Assets Savings Percentage Download Year
10 $840,297.00 68.73% PDF 2022
Lincoln
Eligible Employees Plan Assets Savings Percentage Download Year
21 $2,841,065.47 76.79% PDF 2021
MassMutual
Eligible Employees Plan Assets Savings Percentage Download Year
45 $601,741.15 77.77% PDF 2020
MassMutual
Eligible Employees Plan Assets Savings Percentage Download Year
22 $337,720.00 74.06% PDF 2020
Mutual of Omaha
Eligible Employees Plan Assets Savings Percentage Download Year
14 $2,668,746.07 78.71% PDF 2021
Nationwide
Eligible Employees Plan Assets Savings Percentage Download Year
16 $2,517,335.78 85.8% PDF 2020
Nationwide
Eligible Employees Plan Assets Savings Percentage Download Year
2 $481,375.65 79.89% PDF 2020
Nationwide
Eligible Employees Plan Assets Savings Percentage Download Year
6 $1,458,880.11 72.02% PDF 2022
Nationwide
Eligible Employees Plan Assets Savings Percentage Download Year
3 $653,073.34 78.49% PDF 2023
PAi
Eligible Employees Plan Assets Savings Percentage Download Year
3 $444,484.93 20.32% PDF 2020
PAi
Eligible Employees Plan Assets Savings Percentage Download Year
70 $2,246,403.85 14.37% PDF 2020
PAi
Eligible Employees Plan Assets Savings Percentage Download Year
79 $699,012.14 70.96% PDF 2021
PAi
Eligible Employees Plan Assets Savings Percentage Download Year
200 $338,899.68 8.64% PDF 2022
PAi
Eligible Employees Plan Assets Savings Percentage Download Year
13 $1,323,101.02 81.84% PDF 2022
Paychex
Eligible Employees Plan Assets Savings Percentage Download Year
3 $521,891.12 75.22% PDF 2020
Paychex
Eligible Employees Plan Assets Savings Percentage Download Year
15 $2,685,277.32 58.39% PDF 2020
Paychex
Eligible Employees Plan Assets Savings Percentage Download Year
38 $2,023,776.31 64.55% PDF 2020
Paychex
Eligible Employees Plan Assets Savings Percentage Download Year
20 $152,023.59 58.06% PDF 2020
Paychex
Eligible Employees Plan Assets Savings Percentage Download Year
100 $914,897.43 60.66% PDF 2020
Paychex
Eligible Employees Plan Assets Savings Percentage Download Year
8 $552,705.91 75.17% PDF 2020
Paychex
Eligible Employees Plan Assets Savings Percentage Download Year
23 $1,255,671.07 23.03% PDF 2020
Paychex
Eligible Employees Plan Assets Savings Percentage Download Year
50 $605,953.09 63.18% PDF 2020
Paychex
Eligible Employees Plan Assets Savings Percentage Download Year
51 $6,112,252.51 64.74% PDF 2021
Paychex
Eligible Employees Plan Assets Savings Percentage Download Year
3 $134,744.17 49.71% PDF 2021
Paychex
Eligible Employees Plan Assets Savings Percentage Download Year
51 $491,323.16 63.77% PDF 2021
Paychex
Eligible Employees Plan Assets Savings Percentage Download Year
5 $526,703.32 57.21% PDF 2022
Paychex
Eligible Employees Plan Assets Savings Percentage Download Year
13 $497,526.36 63.01% PDF 2023
Paychex
Eligible Employees Plan Assets Savings Percentage Download Year
3 $102,903.63 38.6% PDF 2023
Paychex
Eligible Employees Plan Assets Savings Percentage Download Year
28 $2,807,891.03 61.02% PDF 2023
Paychex
Eligible Employees Plan Assets Savings Percentage Download Year
34 $1,772,395.01 34.07% PDF 2023
PCS
Eligible Employees Plan Assets Savings Percentage Download Year
10 $460,708.84 75.27% PDF 2020
Pentegra
Eligible Employees Plan Assets Savings Percentage Download Year
200 $15,218,855.41 63.33% PDF 2024
Principal
Eligible Employees Plan Assets Savings Percentage Download Year
6 $390,050.00 62.33% PDF 2021
Principal
Eligible Employees Plan Assets Savings Percentage Download Year
87 $26,279,120.00 67.6% PDF 2021
Principal
Eligible Employees Plan Assets Savings Percentage Download Year
20 $3,035,615.00 78.2% PDF 2021
Principal
Eligible Employees Plan Assets Savings Percentage Download Year
46 $2,416,843.23 79.62% PDF 2021
Principal
Eligible Employees Plan Assets Savings Percentage Download Year
38 $13,435,176.00 74.05% PDF 2022
Principal
Eligible Employees Plan Assets Savings Percentage Download Year
102 $17,793,471.00 68.55% PDF 2022
Principal
Eligible Employees Plan Assets Savings Percentage Download Year
15 $295,661.00 79.11% PDF 2023
Principal
Eligible Employees Plan Assets Savings Percentage Download Year
8 $1,154,454.00 85.03% PDF 2023
Principal
Eligible Employees Plan Assets Savings Percentage Download Year
5 $396,921.00 72.75% PDF 2023
Principal
Eligible Employees Plan Assets Savings Percentage Download Year
30 $680,634.00 81.82% PDF 2024
Retirement Plan Consultants
Eligible Employees Plan Assets Savings Percentage Download Year
15 $1,913,278.80 75.16% PDF 2023
Sharebuilder 401k
Eligible Employees Plan Assets Savings Percentage Download Year
14 $395,368.80 54.21% PDF 2021
Sure401k
Eligible Employees Plan Assets Savings Percentage Download Year
75 $1,859,611.79 81.56% PDF 2024
T. Rowe Price
Eligible Employees Plan Assets Savings Percentage Download Year
91 $4,950,881.00 55.4% PDF 2020
T. Rowe Price
Eligible Employees Plan Assets Savings Percentage Download Year
34 $3,016,431.00 74.03% PDF 2024
TAG Resources
Eligible Employees Plan Assets Savings Percentage Download Year
4 $670,268.16 49.76% PDF 2022
Transamerica
Eligible Employees Plan Assets Savings Percentage Download Year
52 $812,310.95 54.95% PDF 2020
Transamerica
Eligible Employees Plan Assets Savings Percentage Download Year
17 $1,839,007.76 74.56% PDF 2022
Ubiquity
Eligible Employees Plan Assets Savings Percentage Download Year
21 $684,689.89 14.23% PDF 2020
Vanguard
Eligible Employees Plan Assets Savings Percentage Download Year
20 $171,362.90 58.87% PDF 2020
Vanguard
Eligible Employees Plan Assets Savings Percentage Download Year
20 $1,472,281.81 29.82% PDF 2022
Vanguard
Eligible Employees Plan Assets Savings Percentage Download Year
10 $3,244,849.53 61.48% PDF 2022
VOYA Retirement Plans
Eligible Employees Plan Assets Savings Percentage Download Year
17 $2,096,928.75 80.92% PDF 2020
VOYA Retirement Plans
Eligible Employees Plan Assets Savings Percentage Download Year
56 $1,577,672.13 83.48% PDF 2021
VOYA Retirement Plans
Eligible Employees Plan Assets Savings Percentage Download Year
10 $718,465.78 77.13% PDF 2022
VOYA Retirement Plans
Eligible Employees Plan Assets Savings Percentage Download Year
29 $1,478,431.00 62.06% PDF 2023
VOYA Retirement Plans
Eligible Employees Plan Assets Savings Percentage Download Year
97 $7,261,142.51 77.82% PDF 2024