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COMPARE YOUR FEES

Benchmark Your 401(k) Provider Fees

See how our fees compare to 40+ leading 401(k) providers or request a no-cost fee comparison for your plan. 

Let's Benchmark Your 401(k) Fees!

Small businesses have a fiduciary responsibility to pay only "reasonable" 401(k) fees because all fees paid from plan assets  - even the hidden ones - lower the investment returns of plan participants dollar-for-dollar.

 

To prove 401(k) fees are reasonable, they must be benchmarked - basically, compared to comparable plans or industry averages on an apples-to-apples basis.

Employee Fiduciary can help you benchmark your fees. We offer a no-cost fee comparison service. Request a fee comparison from us and we'll provide you with a report that shows...

 

  • Your current plan's "all-in" fee (administration + investment fees), including any hidden fees charged by your 401(k) provider
  • How much a comparable plan would cost at Employee Fiduciary.

Browse Our Fee Comparisons

Over the years, our firm has completed hundreds of small business 401(k) fee comparisons. Our most recent comparisons can be found below. They show the administration and investment fees charged by 40+ leading 401(k) providers.

ADP
Eligibleee Employees Plan Assets Savings Percentage Download Year
21 $491,933.22 71.93% PDF 2018
ADP
Eligibleee Employees Plan Assets Savings Percentage Download Year
60 $2,385,077.77 75.69% PDF 2018
ADP
Eligibleee Employees Plan Assets Savings Percentage Download Year
19 $299,302.97 64.46% PDF 2018
ADP
Eligibleee Employees Plan Assets Savings Percentage Download Year
9 $15,134.38 54.27% PDF 2019
ADP
Eligibleee Employees Plan Assets Savings Percentage Download Year
4 $41,543.07 54.22% PDF 2019
ADP
Eligibleee Employees Plan Assets Savings Percentage Download Year
38 $208,615.33 79.96% PDF 2019
ADP
Eligibleee Employees Plan Assets Savings Percentage Download Year
4 $935,221.13 24.36% PDF 2019
ADP
Eligibleee Employees Plan Assets Savings Percentage Download Year
13 $164,933.39 59.66% PDF 2019
ADP
Eligibleee Employees Plan Assets Savings Percentage Download Year
14 $402,203.39 58.18% PDF 2019
ADP
Eligibleee Employees Plan Assets Savings Percentage Download Year
3 $47,411.33 46.38% PDF 2019
ADP
Eligibleee Employees Plan Assets Savings Percentage Download Year
65 $2,250,954.35 76.41% PDF 2019
ADP
Eligibleee Employees Plan Assets Savings Percentage Download Year
14 $1,629,071.77 76.77% PDF 2019
ADP
Eligibleee Employees Plan Assets Savings Percentage Download Year
35 $308,611.67 67.2% PDF 2019
ADP
Eligibleee Employees Plan Assets Savings Percentage Download Year
14 $250,990.77 20.88% PDF 2020
ADP
Eligibleee Employees Plan Assets Savings Percentage Download Year
23 $329,199.49 67.44% PDF 2020
ADP
Eligibleee Employees Plan Assets Savings Percentage Download Year
174 $3,653,515.16 73% PDF 2020
ADP
Eligibleee Employees Plan Assets Savings Percentage Download Year
64 $997,904.08 73.02% PDF 2021
ADP
Eligibleee Employees Plan Assets Savings Percentage Download Year
55 $651,305.95 67.5% PDF 2021
ADP
Eligibleee Employees Plan Assets Savings Percentage Download Year
19 $2,954,638.57 77.93% PDF 2021
Alerus
Eligibleee Employees Plan Assets Savings Percentage Download Year
24 $2,098,715.87 69.88% PDF 2019
American Funds
Eligibleee Employees Plan Assets Savings Percentage Download Year
7 $80,629.43 57.22% PDF 2018
American Funds
Eligibleee Employees Plan Assets Savings Percentage Download Year
10 $517,949.00 72.1% PDF 2018
American Funds
Eligibleee Employees Plan Assets Savings Percentage Download Year
10 $209,580.00 65.1% PDF 2018
American Funds
Eligibleee Employees Plan Assets Savings Percentage Download Year
20 $344,093.69 73.22% PDF 2019
American Funds
Eligibleee Employees Plan Assets Savings Percentage Download Year
7 $98,803.09 55.48% PDF 2019
American Funds
Eligibleee Employees Plan Assets Savings Percentage Download Year
6 $503,805.38 70.58% PDF 2019
American Funds
Eligibleee Employees Plan Assets Savings Percentage Download Year
10 $681,866.17 73.35% PDF 2020
American Funds
Eligibleee Employees Plan Assets Savings Percentage Download Year
32 $620,029.88 56.27% PDF 2020
American Funds
Eligibleee Employees Plan Assets Savings Percentage Download Year
7 $415,923.59 60.44% PDF 2020
American Funds
Eligibleee Employees Plan Assets Savings Percentage Download Year
10 $1,637,514.42 79.57% PDF 2021
American National
Eligibleee Employees Plan Assets Savings Percentage Download Year
11 $1,542,541.70 84.56% PDF 2019
Ameritas
Eligibleee Employees Plan Assets Savings Percentage Download Year
3 $1,000,301.86 75.6% PDF 2019
Ameritas
Eligibleee Employees Plan Assets Savings Percentage Download Year
5 $570,139.02 75.33% PDF 2019
Ameritas
Eligibleee Employees Plan Assets Savings Percentage Download Year
18 $1,142,311.54 83.55% PDF 2019
Ameritas
Eligibleee Employees Plan Assets Savings Percentage Download Year
15 $440,955.27 74.78% PDF 2019
Ameritas
Eligibleee Employees Plan Assets Savings Percentage Download Year
10 $413,004.49 66.85% PDF 2020
Ascensus
Eligibleee Employees Plan Assets Savings Percentage Download Year
9 $109,116.80 43.98% PDF 2018
Ascensus
Eligibleee Employees Plan Assets Savings Percentage Download Year
42 $690,821.63 72.9% PDF 2018
Ascensus
Eligibleee Employees Plan Assets Savings Percentage Download Year
38 $717,704.21 59.86% PDF 2019
Ascensus
Eligibleee Employees Plan Assets Savings Percentage Download Year
10 $641,927.36 62.73% PDF 2019
Ascensus
Eligibleee Employees Plan Assets Savings Percentage Download Year
5 $2,277,504.76 62.75% PDF 2019
Ascensus
Eligibleee Employees Plan Assets Savings Percentage Download Year
5 $534,290.98 67.05% PDF 2019
Ascensus
Eligibleee Employees Plan Assets Savings Percentage Download Year
24 $2,296,086.01 72.13% PDF 2020
Ascensus
Eligibleee Employees Plan Assets Savings Percentage Download Year
16 $385,626.40 70.61% PDF 2021
Aspire
Eligibleee Employees Plan Assets Savings Percentage Download Year
6 $1,625,750.93 70.76% PDF 2019
Aspire
Eligibleee Employees Plan Assets Savings Percentage Download Year
5 $285,941.40 74.85% PDF 2019
Aspire
Eligibleee Employees Plan Assets Savings Percentage Download Year
39 $697,935.35 67.6% PDF 2020
AXA
Eligibleee Employees Plan Assets Savings Percentage Download Year
69 $4,775,072.06 72.76% PDF 2019
AXA
Eligibleee Employees Plan Assets Savings Percentage Download Year
17 $241,397.97 49.2% PDF 2019
CUNA
Eligibleee Employees Plan Assets Savings Percentage Download Year
30 $1,420,521.36 61.79% PDF 2019
Empower
Eligibleee Employees Plan Assets Savings Percentage Download Year
16 $1,973,648.00 79.09% PDF 2018
Empower
Eligibleee Employees Plan Assets Savings Percentage Download Year
82 $3,664,861 69.27% PDF 2018
Empower
Eligibleee Employees Plan Assets Savings Percentage Download Year
34 $3,248,278 67.37% PDF 2018
Empower
Eligibleee Employees Plan Assets Savings Percentage Download Year
67 $20,514,713 63.3% PDF 2018
Empower
Eligibleee Employees Plan Assets Savings Percentage Download Year
105 $5,597,039.00 67.79% PDF 2019
Empower
Eligibleee Employees Plan Assets Savings Percentage Download Year
17 $3,246,727.00 71.23% PDF 2019
Empower
Eligibleee Employees Plan Assets Savings Percentage Download Year
7 $3,091,755.00 79.02% PDF 2019
Empower
Eligibleee Employees Plan Assets Savings Percentage Download Year
40 $3,530,777.00 76.73% PDF 2020
Empower
Eligibleee Employees Plan Assets Savings Percentage Download Year
11 $1,319,609.00 78.61% PDF 2020
Empower
Eligibleee Employees Plan Assets Savings Percentage Download Year
5 $1,089,159.00 72.27% PDF 2020
Empower
Eligibleee Employees Plan Assets Savings Percentage Download Year
9 $1,153,829.00 60.75% PDF 2020
EPIC Advisors
Eligibleee Employees Plan Assets Savings Percentage Download Year
11 $180,128.97 56.75% PDF 2018
Fidelity
Eligibleee Employees Plan Assets Savings Percentage Download Year
83 $5,069,698.00 52.8% PDF 2019
Fidelity
Eligibleee Employees Plan Assets Savings Percentage Download Year
14 $2,175,427.74 74.02% PDF 2019
Fidelity
Eligibleee Employees Plan Assets Savings Percentage Download Year
13 $1,557,993.00 72.25% PDF 2019
Fidelity
Eligibleee Employees Plan Assets Savings Percentage Download Year
59 $4,491,011.00 69.54% PDF 2020
Fidelity
Eligibleee Employees Plan Assets Savings Percentage Download Year
8 $2,363,859.00 58.59% PDF 2021
First Mercantile
Eligibleee Employees Plan Assets Savings Percentage Download Year
20 $1,200,251.33 86.08% PDF 2018
Guideline
Eligibleee Employees Plan Assets Savings Percentage Download Year
34 $196,057.34 50.59% PDF 2021
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
142 $3,138,364.38 74.45% PDF 2018
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
13 $1,783,282.22 79.39% PDF 2018
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
88 $2,281,608.53 77.4% PDF 2018
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
35 $460,377.20 69.93% PDF 2018
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
23 $1,161,788.75 74.02% PDF 2018
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
54 $195,255.28 43.09% PDF 2018
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
2 $186,281.0 86.84% PDF 2018
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
20 $698,895.59 79.78% PDF 2018
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
45 $762,679.15 65.46% PDF 2018
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
42 $3,020,058.57 77.55% PDF 2019
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
13 $2,295,509.98 68.97% PDF 2019
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
10 $2,113,454.88 82.56% PDF 2019
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
34 $3,930,350.64 83.99% PDF 2019
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
10 $766,314.63 80.14% PDF 2019
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
62 $1,901,998.15 77.34% PDF 2019
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
18 $727,439.81 75.2% PDF 2019
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
42 $3,093,905.56 71.97% PDF 2020
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
140 $1,389,009.33 56.54% PDF 2020
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
10 $55,943.06 4.21% PDF 2020
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
15 $3,299,624.29 76.9% PDF 2021
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
18 $2,413,033.39 71.01% PDF 2021
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
224 $10,654,169.49 74.83% PDF 2021
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
5 $296,183.23 63.22% PDF 2021
John Hancock
Eligibleee Employees Plan Assets Savings Percentage Download Year
11 $1,033,749.01 66.01% PDF 2021
July Business Services
Eligibleee Employees Plan Assets Savings Percentage Download Year
21 $ 423,353.00 59.4% PDF 2021
Lincoln
Eligibleee Employees Plan Assets Savings Percentage Download Year
21 $2,841,065.47 76.79% PDF 2021
LT Trust
Eligibleee Employees Plan Assets Savings Percentage Download Year
14 $834,435.00 16.72% PDF 2019
MassMutual
Eligibleee Employees Plan Assets Savings Percentage Download Year
225 $4,611,725 68.89% PDF 2018
MassMutual
Eligibleee Employees Plan Assets Savings Percentage Download Year
4 $30,425.67 34.75% PDF 2018
MassMutual
Eligibleee Employees Plan Assets Savings Percentage Download Year
39 $798,308.95 76.32% PDF 2019
MassMutual
Eligibleee Employees Plan Assets Savings Percentage Download Year
2 $843,067.76 84.77% PDF 2019
MassMutual
Eligibleee Employees Plan Assets Savings Percentage Download Year
12 $1,237,080.17 65.12% PDF 2019
MassMutual
Eligibleee Employees Plan Assets Savings Percentage Download Year
4 $291,618.57 72.87% PDF 2019
MassMutual
Eligibleee Employees Plan Assets Savings Percentage Download Year
45 $601,741.15 77.77% PDF 2020
MassMutual
Eligibleee Employees Plan Assets Savings Percentage Download Year
22 $337,720.00 74.06% PDF 2020
Morgan Stanley
Eligibleee Employees Plan Assets Savings Percentage Download Year
8 $1,011,155.82 65.23% PDF 2018
Mutual of America
Eligibleee Employees Plan Assets Savings Percentage Download Year
28 $482,664.59 74.06% PDF 2018
Mutual of Omaha
Eligibleee Employees Plan Assets Savings Percentage Download Year
14 $2,668,746.07 78.71% PDF 2021
Nationwide
Eligibleee Employees Plan Assets Savings Percentage Download Year
10 $153,571.71 63.75% PDF 2018
Nationwide
Eligibleee Employees Plan Assets Savings Percentage Download Year
27 $974,093.99 76.4% PDF 2019
Nationwide
Eligibleee Employees Plan Assets Savings Percentage Download Year
4 $502,162.66 79.32% PDF 2019
Nationwide
Eligibleee Employees Plan Assets Savings Percentage Download Year
16 $2,517,335.78 85.8% PDF 2020
Nationwide
Eligibleee Employees Plan Assets Savings Percentage Download Year
2 $481,375.65 79.89% PDF 2020
OneAmerica
Eligibleee Employees Plan Assets Savings Percentage Download Year
16 $2,068,203.82 74.28% PDF 2019
PAi
Eligibleee Employees Plan Assets Savings Percentage Download Year
9 $142,487.23 35.39% PDF 2018
PAi
Eligibleee Employees Plan Assets Savings Percentage Download Year
3 $444,484.93 20.32% PDF 2020
PAi
Eligibleee Employees Plan Assets Savings Percentage Download Year
70 $2,246,403.85 14.37% PDF 2020
PAi
Eligibleee Employees Plan Assets Savings Percentage Download Year
79 $699,012.14 70.96% PDF 2021
Paychex
Eligibleee Employees Plan Assets Savings Percentage Download Year
16 $268,777.84 70.28% PDF 2018
Paychex
Eligibleee Employees Plan Assets Savings Percentage Download Year
39 $1,942,323.54 53.43% PDF 2018
Paychex
Eligibleee Employees Plan Assets Savings Percentage Download Year
23 $2,033,721.38 78.97% PDF 2018
Paychex
Eligibleee Employees Plan Assets Savings Percentage Download Year
4 $652,675.68 42.59% PDF 2018
Paychex
Eligibleee Employees Plan Assets Savings Percentage Download Year
7 $12,652.14 39.2% PDF 2018
Paychex
Eligibleee Employees Plan Assets Savings Percentage Download Year
8 $1,027,491.72 63.21% PDF 2019
Paychex
Eligibleee Employees Plan Assets Savings Percentage Download Year
28 $1,935,674.59 53.63% PDF 2019
Paychex
Eligibleee Employees Plan Assets Savings Percentage Download Year
43 $1,118,947.19 53.06% PDF 2019
Paychex
Eligibleee Employees Plan Assets Savings Percentage Download Year
3 $521,891.12 75.22% PDF 2020
Paychex
Eligibleee Employees Plan Assets Savings Percentage Download Year
15 $2,685,277.32 58.39% PDF 2020
Paychex
Eligibleee Employees Plan Assets Savings Percentage Download Year
38 $2,023,776.31 64.55% PDF 2020
Paychex
Eligibleee Employees Plan Assets Savings Percentage Download Year
20 $152,023.59 58.06% PDF 2020
Paychex
Eligibleee Employees Plan Assets Savings Percentage Download Year
100 $914,897.43 60.66% PDF 2020
Paychex
Eligibleee Employees Plan Assets Savings Percentage Download Year
8 $552,705.91 75.17% PDF 2020
Paychex
Eligibleee Employees Plan Assets Savings Percentage Download Year
23 $1,255,671.07 23.03% PDF 2020
Paychex
Eligibleee Employees Plan Assets Savings Percentage Download Year
50 $605,953.09 63.18% PDF 2020
Paychex
Eligibleee Employees Plan Assets Savings Percentage Download Year
51 $6,112,252.51 64.74% PDF 2021
Paychex
Eligibleee Employees Plan Assets Savings Percentage Download Year
3 $134,744.17 49.71% PDF 2021
Paychex
Eligibleee Employees Plan Assets Savings Percentage Download Year
51 $491,323.16 63.77% PDF 2021
PCS
Eligibleee Employees Plan Assets Savings Percentage Download Year
7 $675,843.65 78.83% PDF 2019
PCS
Eligibleee Employees Plan Assets Savings Percentage Download Year
10 $460,708.84 75.27% PDF 2020
Principal
Eligibleee Employees Plan Assets Savings Percentage Download Year
47 $6,41,841.00 79.96% PDF 2018
Principal
Eligibleee Employees Plan Assets Savings Percentage Download Year
40 $3,757,554.15 76.8% PDF 2018
Principal
Eligibleee Employees Plan Assets Savings Percentage Download Year
26 $2,318,086.00 79.4% PDF 2019
Principal
Eligibleee Employees Plan Assets Savings Percentage Download Year
18 $429,180.00 73.85% PDF 2019
Principal
Eligibleee Employees Plan Assets Savings Percentage Download Year
10 $153,689.55 57.56% PDF 2019
Principal
Eligibleee Employees Plan Assets Savings Percentage Download Year
6 $390,050.00 62.33% PDF 2021
Principal
Eligibleee Employees Plan Assets Savings Percentage Download Year
87 $26,279,120.00 67.6% PDF 2021
Principal
Eligibleee Employees Plan Assets Savings Percentage Download Year
20 $3,035,615.00 78.2% PDF 2021
Principal
Eligibleee Employees Plan Assets Savings Percentage Download Year
46 $2,416,843.23 79.62% PDF 2021
Securian
Eligibleee Employees Plan Assets Savings Percentage Download Year
45 $813,790.18 77.61% PDF 2018
Sentinel Benefits
Eligibleee Employees Plan Assets Savings Percentage Download Year
18 $758,973.29 62.47% PDF 2019
Sentry Life
Eligibleee Employees Plan Assets Savings Percentage Download Year
10 $335,109.73 69.12% PDF 2018
Sentry Life
Eligibleee Employees Plan Assets Savings Percentage Download Year
20 $732,388.39 76.35% PDF 2019
Sharebuilder 401k
Eligibleee Employees Plan Assets Savings Percentage Download Year
10 $616,853.07 58.93% PDF 2019
Sharebuilder 401k
Eligibleee Employees Plan Assets Savings Percentage Download Year
14 $395,368.80 54.21% PDF 2021
T. Rowe Price
Eligibleee Employees Plan Assets Savings Percentage Download Year
134 $11,940,977.00 66.51% PDF 2019
T. Rowe Price
Eligibleee Employees Plan Assets Savings Percentage Download Year
91 $4,950,881.00 55.4% PDF 2020
Transamerica
Eligibleee Employees Plan Assets Savings Percentage Download Year
48 $5,854,351.91 79.22% PDF 2019
Transamerica
Eligibleee Employees Plan Assets Savings Percentage Download Year
52 $812,310.95 54.95% PDF 2020
Ubiquity
Eligibleee Employees Plan Assets Savings Percentage Download Year
21 $684,689.89 14.23% PDF 2020
UBS
Eligibleee Employees Plan Assets Savings Percentage Download Year
177 $21,208,821.00 73.26% PDF 2018
Vanguard
Eligibleee Employees Plan Assets Savings Percentage Download Year
3 $120,702.32 51.11% PDF 2019
Vanguard
Eligibleee Employees Plan Assets Savings Percentage Download Year
20 $171,362.90 58.87% PDF 2020
VOYA Retirement Plans
Eligibleee Employees Plan Assets Savings Percentage Download Year
17 $2,096,928.75 80.92% PDF 2020
VOYA Retirement Plans
Eligibleee Employees Plan Assets Savings Percentage Download Year
56 $1,577,672.13 83.48% PDF 2021
Wells Fargo
Eligibleee Employees Plan Assets Savings Percentage Download Year
36 $7,923,516.18 79.01% PDF 2018