401(k) Plan Investments Without Hidden Fees
To retire as soon as possible, plan participants need cost-efficient funds and professional investment advice. We offer funds - including low-cost index funds and ETFs - without markup. For participant advice, we offer target-date funds or your choice of financial advisor.
Any Investment You Want
With Employee Fiduciary, you get access to all NSCC-tradeable funds on the market - nearly 30,000 share classes from 377 fund families.
This includes low-cost options such as:
- Index Funds
- Exchange-Traded Funds (ETFs)
You can also elect to include a self-directed brokerage account from TD Ameritrade, which allows you to invest in any fund on the market - even those outside your plan's fund lineup.
Zero Markup. Zero Hidden Fees.
Many 401(k) providers limit your investment options to high-priced mutual funds that pay them hidden compensation (known as "revenue sharing"). But not us.
We don't add our own fees on top of the investment costs incurred by your plan. So you can pursue your strategy without worrying about excessive fees from Employee Fiduciary.
Frequently Asked Questions
Have questions about Employee Fiduciary or our services? Check out our FAQ. Need further assistance? Contact us.
Morningstar.com is a good resource. Here you will find information regarding the fund's performance, ratings & risk, and investment minimums. Also available is information regarding fees associated with the fund. Vanguard is another excellent resource. They have tools available on their institutional investor site to asset you in designing a fund lineup.
Yes. We offer every major exchange traded fund. ETFs, unlike mutual funds, are bought and sold like a stock and consequently have trading costs and other fees to allow the purchase and sale of fractional shares. Currently trading costs on ETF's are $.01 per share traded.
Yes. Optional self-directed brokerage accounts (SDBA) are available through TD Ameritrade. Employee Fiduciary charges $100 per SDBA per year. TD Ameritrade may also charge an additional fee.
No. We work with over 150 investment advisors across the country. About 50% of sponsors hire an investment advisor. This matches national industry averages.
Have Retirement Plan Questions? We Have Answers
Our Knowledge Center provides unbiased retirement plan education for both employers and employees.
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Don't let 401(k) confusion come between you and your retirement. With Employee Fiduciary, you'll feel confident that you're not being taken advantage of and are on the right path to retirement.