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The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
401(k) Rollovers - How to Evaluate Your Options

401(k) Rollovers - How to Evaluate Your Options

By: Eric Droblyen

June 23rd 2021

401(k)s and IRAs can offer wide-ranging investments, fees, and features. Making a bad rollover decision can set your retirement back years.
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How Much Lower 401(k) Fees Can Grow Your Retirement Savings

How Much Lower 401(k) Fees Can Grow Your Retirement Savings

By: Eric Droblyen

May 12th 2021

Cost matters a LOT when saving for retirement. Even 401(k) fee small reductions today can mean much higher account balances for participants in retirement.
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How to Lobby Your Employer for a Better 401(k) Plan

How to Lobby Your Employer for a Better 401(k) Plan

By: Eric Droblyen

March 17th 2021

401(k) plans with top investments and no admin fees can help you retire years sooner by delivering much higher returns. Here's how to lobby for such a plan.
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The Benefits of a 401(k) Plan for Employers and Employees

The Benefits of a 401(k) Plan for Employers and Employees

By: Eric Droblyen

March 3rd 2021

When a small business offers a 401(k) plan, it’s often a win-win for business owners and employees. Here are some of the top benefits of these plans.
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Want to Retire Early? Three 401(k) Features That Can Help

Want to Retire Early? Three 401(k) Features That Can Help

By: Eric Droblyen

February 17th 2021

For 401(k) participants to reach their retirement savings goal as soon as possible, they will need help from their plan. These are the features they'll need.
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401(k) Retirement Planning – 4 Steps to Retire On-Time

401(k) Retirement Planning – 4 Steps to Retire On-Time

By: Eric Droblyen

October 14th 2020

Some basic retirement planning can dramatically reduce the cost of retirement for 401k participants. Our 4-step plan requires no investing knowledge at all.
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Roth vs. Traditional 401(k) Contributions – How to Choose

Roth vs. Traditional 401(k) Contributions – How to Choose

By: Eric Droblyen

August 5th 2020

If your 401(k) plan permits Roth deferrals, it can be worth your time to decide whether they're a better choice than traditional deferrals for your account.
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401(k) Rollovers: When One is in Your Best Interest

401(k) Rollovers: When One is in Your Best Interest

By: Eric Droblyen

May 15th 2019

After leaving a job, you must decide what to do with your 401(k) account. A rollover may or may not be in your best interest. Here's how to decide.
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How Compound Interest and Dollar Cost Averaging Reduce the Cost of Retirement

How Compound Interest and Dollar Cost Averaging Reduce the Cost of Retirement

By: Eric Droblyen

January 23rd 2019

Saving for retirement can seem futile when you can't afford to contribute much to a 401(k) plan. Compound interest and dollar cost averaging can help.
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Finding Hidden 401(k) Fees in Participant Disclosure Notices

Finding Hidden 401(k) Fees in Participant Disclosure Notices

By: Eric Droblyen

February 8th 2017

Hidden 401(k) fees, like revenue sharing and variable annuity wrap charges reduce 401(k) balances. 401(k) participants must understand when they apply.
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