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Paying 401(k) Admin Fees from Plan Assets Hurt Business Owners Most

Paying 401(k) Admin Fees from Plan Assets Hurt Business Owners Most

By: Eric Droblyen

August 19th 2020

Small business owners often have the most to gain personally by paying their 401k provider's administration fees from a bank account instead of plan assets
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Roth vs. Traditional 401(k) Contributions – How to Choose

Roth vs. Traditional 401(k) Contributions – How to Choose

By: Eric Droblyen

August 5th 2020

If your 401(k) plan permits Roth deferrals, it can be worth your time to decide whether they're a better choice than traditional deferrals for your account.
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The CARES Act - 401(k) Participant Distribution and Loan Options

The CARES Act - 401(k) Participant Distribution and Loan Options

By: Eric Droblyen

April 15th 2020

Taking a CARES Act 401(k) distribution or loan can delay an individual's future retirement by years. Our overview can help weigh this difficult decision.
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401(k) Investing – Professional Advice is Easy to Access Today

401(k) Investing – Professional Advice is Easy to Access Today

By: Eric Droblyen

February 19th 2020

To afford retirement as soon as possible, 401(k) participants must invest appropriately. Today's professional investment advice options make doing so easy.
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Steps for Reducing the Out-of-Pocket Cost of Retirement

Steps for Reducing the Out-of-Pocket Cost of Retirement

By: Eric Droblyen

September 4th 2019

A simple plan can dramatically reduce the cost of retirement for 401(k) participants. Investing knowledge is not required to follow the plan.
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401(k) Rollovers: When One is in Your Best Interest

401(k) Rollovers: When One is in Your Best Interest

By: Eric Droblyen

May 15th 2019

After leaving a job, you must decide what to do with your 401(k) account. A rollover may or may not be in your best interest. Here's how to decide.
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Applying Jack Bogle’s Guiding Principle to 401(k) Provider Fees

Applying Jack Bogle’s Guiding Principle to 401(k) Provider Fees

By: Eric Droblyen

February 6th 2019

Jack Bogle's guiding principle was simple - costs matter. 401(k) participants should apply the same principle to 401(k) provider fees paid by their account.
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How Compound Interest and Dollar Cost Averaging Reduce the Cost of Retirement

How Compound Interest and Dollar Cost Averaging Reduce the Cost of Retirement

By: Eric Droblyen

January 23rd 2019

Saving for retirement can seem futile when you can't afford to contribute much to a 401(k) plan. Compound interest and dollar cost averaging can help.
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401(k) Participant Disclosures - What Employers Need to Know

401(k) Participant Disclosures - What Employers Need to Know

By: Eric Droblyen

July 25th 2018

401k plans have complicated participant disclosure rules. However, the plan sponsor's role in meeting them is basic when a qualified 401k provider is used.
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401(k) Required Minimum Distributions – What You Need to Know

401(k) Required Minimum Distributions – What You Need to Know

By: Eric Droblyen

November 15th 2017

Failing to take Required Minimum Distributions from your 401(k) at age 70.5 can result in severe tax penalties. Understanding the RMD rules can keep you safe.
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