
Paying 401(k) Admin Fees from Plan Assets Hurt Business Owners Most
Small business owners often have the most to gain personally by paying their 401k provider's administration fees from a bank account instead of plan assets
Read More

Roth vs. Traditional 401(k) Contributions – How to Choose
If your 401(k) plan permits Roth deferrals, it can be worth your time to decide whether they're a better choice than traditional deferrals for your account.
Read More

The CARES Act - 401(k) Participant Distribution and Loan Options
Taking a CARES Act 401(k) distribution or loan can delay an individual's future retirement by years. Our overview can help weigh this difficult decision.
Read More

401(k) Investing – Professional Advice is Easy to Access Today
To afford retirement as soon as possible, 401(k) participants must invest appropriately. Today's professional investment advice options make doing so easy.
Read More

Steps for Reducing the Out-of-Pocket Cost of Retirement
A simple plan can dramatically reduce the cost of retirement for 401(k) participants. Investing knowledge is not required to follow the plan.
Read More

401(k) Rollovers: When One is in Your Best Interest
After leaving a job, you must decide what to do with your 401(k) account. A rollover may or may not be in your best interest. Here's how to decide.
Read More

Applying Jack Bogle’s Guiding Principle to 401(k) Provider Fees
Jack Bogle's guiding principle was simple - costs matter. 401(k) participants should apply the same principle to 401(k) provider fees paid by their account.
Read More

How Compound Interest and Dollar Cost Averaging Reduce the Cost of Retirement
Saving for retirement can seem futile when you can't afford to contribute much to a 401(k) plan. Compound interest and dollar cost averaging can help.
Read More

401(k) Participant Disclosures - What Employers Need to Know
401k plans have complicated participant disclosure rules. However, the plan sponsor's role in meeting them is basic when a qualified 401k provider is used.
Read More

401(k) Required Minimum Distributions – What You Need to Know
Failing to take Required Minimum Distributions from your 401(k) at age 70.5 can result in severe tax penalties. Understanding the RMD rules can keep you safe.
Read More