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The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
Good News, 401(k) Fiduciaries! DOL Fee Disclosure Rules Make ERISA 404(c) Compliance Simple

Good News, 401(k) Fiduciaries! DOL Fee Disclosure Rules Make ERISA 404(c) Compliance Simple

By: Eric Droblyen

December 2nd 2015

ERISA 404(c) protects 401(k) fiduciaries from participant investment losses. Participant fee disclosure regulations under ERISA 404a-5 make ERISA 404(c) compliance easier.
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Managing 401(k) Deadlines for the 2016 Plan Year – A Checklist Can Help

Managing 401(k) Deadlines for the 2016 Plan Year – A Checklist Can Help

By: Eric Droblyen

November 18th 2015

401k plans have many ERISA compliance responsibilities that must be satisfied every plan year. The Employee Fiduciary compliance calendar can be used to track these responsibilities for the 2016 plan year.
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401(k) Document Retention Rules Made Simple

401(k) Document Retention Rules Made Simple

By: Eric Droblyen

October 7th 2015

Small business 401k plans need to keep records or 401k fiduciary liability can result.
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401(k) Fiduciary Outsourcing: Does it Actually Increase an Employer’s Fiduciary Liability?

401(k) Fiduciary Outsourcing: Does it Actually Increase an Employer’s Fiduciary Liability?

By: Eric Droblyen

September 9th 2015

401(k) fiduciary outsourcing products can increase an employer’s 401(k) liability. Transparent, low cost 401(k) services are the safer bet for small business 401(k) sponsors.
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Avoiding 401(k) Fiduciary Liability Doesn’t Need to Be Difficult; Simple “Best Practices” are the Key

Avoiding 401(k) Fiduciary Liability Doesn’t Need to Be Difficult; Simple “Best Practices” are the Key

By: Eric Droblyen

August 26th 2015

Picking the right low cost 401(k) plan provider can help small business retirement plans meet 401(k) fiduciary responsibilities.
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New Year’s resolution: Be a better fiduciary to my plan.

New Year’s resolution: Be a better fiduciary to my plan.

By: Greg Carpenter

January 24th 2014

Don't give up on your New Year's Resolution. Make the decision to be a great fiduciary to your small business 401k plan. Here’s how.
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What You Ought to Know About 401(k) Fiduciary Responsibility

What You Ought to Know About 401(k) Fiduciary Responsibility

By: Greg Carpenter

April 10th 2013

The Frugal Fiduciary highlights why the recent GAO report is an excellent reminder of a 401(k) fiduciary responsibility to investors.
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