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The Top Ten Frugal Fiduciary 401(k) Blogs of 2020

The Top Ten Frugal Fiduciary 401(k) Blogs of 2020

By: Eric Droblyen

December 23rd 2020

Our top 10 blogs for 2020 are must-reads for small business 401(k) sponsors and participants. They cover plan administration, features, fees and providers.
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How to Find & Calculate Transamerica 401(k) Fees

How to Find & Calculate Transamerica 401(k) Fees

By: Eric Droblyen

December 17th 2020

Finding Transamerica 401k fees isn't easy. In this guide, we'll show you average Transamerica fees, then how to find & calculate them in your plan.
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Pooled vs. Single-Employer 401(k) Plans - Are PEPs for You?

Pooled vs. Single-Employer 401(k) Plans - Are PEPs for You?

By: Eric Droblyen

December 9th 2020

Supporters claim Pooled Employer Plans (PEPs) offer lower 401k fees and greater liability protection than single-employer plans. They rarely deliver either.
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401(k) Reform – How to Make Plans More Transparent

401(k) Reform – How to Make Plans More Transparent

By: Eric Droblyen

November 11th 2020

401(k) plans should offer objective value for participants and straightforward fiduciary responsibilities for business owners. Often, they deliver neither.
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401(k) Fiduciary Outsourcing – Roles That MEPs Can Abuse

401(k) Fiduciary Outsourcing – Roles That MEPs Can Abuse

By: Eric Droblyen

October 28th 2020

Multiple-Employer 401k Plans (MEPs) require business owners to delegate fiduciary roles to their provider. This delegation makes MEPs highly prone to abuse.
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401(k) Retirement Planning – 4 Steps to Retire On-Time

401(k) Retirement Planning – 4 Steps to Retire On-Time

By: Eric Droblyen

October 14th 2020

Some basic retirement planning can dramatically reduce the cost of retirement for 401k participants. Our 4-step plan requires no investing knowledge at all.
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401(k) Investments - Options for Selecting a “Prudent” Menu

401(k) Investments - Options for Selecting a “Prudent” Menu

By: Eric Droblyen

September 30th 2020

Inappropriate investment selection is a top cause of 401(k) lawsuits today. This trouble can be easily avoided with some impartial investment guidance.
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Small Business 401(k) Tax Credits – Including SECURE Act Enhancements

Small Business 401(k) Tax Credits – Including SECURE Act Enhancements

By: Eric Droblyen

September 16th 2020

The SECURE Act lowered the out-of-pocket cost of starting a new small business 401(k) plan by enhancing the tax credits available to business owners.
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Deadlines for 401(k) Adoption – Including SECURE Act Changes

Deadlines for 401(k) Adoption – Including SECURE Act Changes

By: Eric Droblyen

September 2nd 2020

The SECURE Act made it easier for businesses to adopt a new 401(k) plan or add a safe harbor feature to an existing plan by extending the deadlines to do so.
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Paying 401(k) Admin Fees from Plan Assets Hurt Business Owners Most

Paying 401(k) Admin Fees from Plan Assets Hurt Business Owners Most

By: Eric Droblyen

August 19th 2020

Small business owners often have the most to gain personally by paying their 401k provider's administration fees from a bank account instead of plan assets
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