The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.

Preventing Identify Theft in Your Retirement Plan

By: Eric Droblyen
July 1st 2021
Identify theft is a big problem with retirement plans. Luckily there are steps you can take to prevent it. Learn more in this FAQ.
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401(k) Vesting Schedules – What They Are and How They Work

By: Eric Droblyen
July 1st 2021
Learn everything you need to know about 401(k) vesting schedules in this short guide.
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Voluntary Contributions - Probably Not a Fit for Your 401(k) Plan

By: Eric Droblyen
July 1st 2021
Voluntary 401(k) contributions are after-tax employee contributions like Roth deferrals, but subject to different ERISA rules.
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The ADP and ACP Tests - What You Need to Know

By: Eric Droblyen
July 1st 2021
Learn about the ADP & ACP tests – the two of the three main 401(k) nondiscrimination tests.
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How to Calculate Your All-In 401(k) Fee

By: Eric Droblyen
July 1st 2021
Learn step-by-step how to calculate the total 401(k) fee in this short, easy-to-read guide.
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401(k) Contribution Limits - What You Need to Know

By: Eric Droblyen
July 1st 2021
Discover the 2024 401(k) contribution limits for employees and employers. Learn about IRS-defined limits, catch-up contributions, and ADP/ACP test limits for HCEs.
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401(k) Fees - What You Need to Know About The 3 Major Categories

By: Eric Droblyen
July 1st 2021
The DOL places 401(k) fees into 3 major categories. Learn everything you need to know about each in this quick read.
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What to Do When Your Retirement Plan Terminates

By: Eric Droblyen
July 1st 2021
Is your employer terminating your retirement plan? Learn what to do in this easy-to-read guide.
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The Top Heavy Test - What You Need to Know

By: Eric Droblyen
July 1st 2021
Learn everything you need to know about the Top Heavy Test – an important 401(k) nondiscrimination test.
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Vesting Schedules – Everything You Need to Know

By: Eric Droblyen
July 1st 2021
As a 401(k) participant, understanding your vesting schedule is crucial. Learn what you need to know in this short guide.
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