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The SECURE Act of 2019 – An Analysis of Key 401(k) Changes

The SECURE Act of 2019 – An Analysis of Key 401(k) Changes

By: Eric Droblyen

January 8th 2020

The SECURE Act of 2019 is the most extensive retirement plan legislation in over a decade. 401k sponsors and participants must understand its key changes.
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The Top Ten Frugal Fiduciary 401(k) Blogs of 2019

The Top Ten Frugal Fiduciary 401(k) Blogs of 2019

By: Eric Droblyen

December 25th 2019

Our top 10 blogs of 2019 are must-reads for small business 401(k) sponsors and participants. They cover plan administration, features, fees, and providers.
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401(k) Administration Checklist for the 2020 Plan Year

401(k) Administration Checklist for the 2020 Plan Year

By: Eric Droblyen

December 11th 2019

An important 401(k) fiduciary responsibility is ensuring plan administration tasks are completed timely each year. Our checklist makes this job easy.
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How to Attribute Family Ownership When 401(k) Plan Testing

How to Attribute Family Ownership When 401(k) Plan Testing

By: Eric Droblyen

November 27th 2019

Under the 401(k) family attribution rules, individuals are attributed the ownership of family members. These rules can greatly affect plan test results.
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The DOL Proposes New Electronic 401(k) Disclosure Rules

The DOL Proposes New Electronic 401(k) Disclosure Rules

By: Eric Droblyen

November 13th 2019

The proposal would allow employers to electronically deliver 401(k) disclosures to plan participants by posting them to a website. This reform is overdue.
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How MEPs Signal a Broken 401(k) Industry

How MEPs Signal a Broken 401(k) Industry

By: Eric Droblyen

October 30th 2019

Multiple Employer Plans (MEPs) are better for the 401(k) industry than retirement plan savers and sponsors. Small business owners should avoid them.
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3 Warning Signs Your 401(k) Provider is Ripping You Off

3 Warning Signs Your 401(k) Provider is Ripping You Off

By: Eric Droblyen

October 16th 2019

If you’re a business owner, you must know how much your 401(k) plan costs because the consequences for paying excessive fees are high.
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401(k) Fees - Rules for Allocating Among Plan Participants

401(k) Fees - Rules for Allocating Among Plan Participants

By: Eric Droblyen

October 2nd 2019

Employers have a fiduciary responsibility to allocate 401(k) fees among plan participants equitably. This job can be easy with some basic education.
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401(k) Amendment Rules – Strict, but (Mostly) Straightforward

401(k) Amendment Rules – Strict, but (Mostly) Straightforward

By: Eric Droblyen

September 18th 2019

The Internal Revenue Service has strict rules for amending 401(k) plan documents. To stay out of trouble, employers should understand some amendment basics.
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Steps for Reducing the Out-of-Pocket Cost of Retirement

Steps for Reducing the Out-of-Pocket Cost of Retirement

By: Eric Droblyen

September 4th 2019

A simple plan can dramatically reduce the cost of retirement for 401(k) participants. Investing knowledge is not required to follow the plan.
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