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401(k) Contribution Limits - What You Need to Know
Discover the 401(k) contribution limits for employees and employers. Learn about IRS-defined limits, catch-up contributions, and ADP/ACP test limits for HCEs.
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401(k) Fees - What You Need to Know About The 3 Major Categories
The DOL places 401(k) fees into 3 major categories. Learn everything you need to know about each in this quick read.
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What to Do When Your Retirement Plan Terminates
Is your employer terminating your retirement plan? Learn what to do in this easy-to-read guide.
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The Top Heavy Test - What You Need to Know
Learn everything you need to know about the Top Heavy Test – an important 401(k) nondiscrimination test.
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Vesting Schedules – Everything You Need to Know
As a 401(k) participant, understanding your vesting schedule is crucial. Learn what you need to know in this short guide.
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401(k) Rollovers - How to Evaluate Your Options
401(k)s and IRAs can offer wide-ranging investments, fees, and features. Making a bad rollover decision can set your retirement back years.
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401(k) Earned Income – What Employers Need to Know
401(k) plans must allocate and test the contributions made to self-employed individuals using a special definition of plan compensation called earned income.
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How Much Lower 401(k) Fees Can Grow Your Retirement Savings
Cost matters a LOT when saving for retirement. Even 401(k) fee small reductions today can mean much higher account balances for participants in retirement.
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401(k) Fee Study: 75% of Small Business Plans Pay Hidden Fees
“Are my 401(k) fees too high?” is a common question asked by both plan sponsors and participants. Our small business fee study can give some perspective.
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Starting a 401(k)? A Short Initial Plan Year is Probably a Bad Idea
401(k) plans must define a plan year cycle for annual administration. Most new plans should avoid a short plan year for first year administration.
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