The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
How to Find & Calculate Transamerica 401(k) Fees
By: Eric Droblyen
December 17th 2020
Finding Transamerica 401k fees isn't easy. In this guide, we'll show you average Transamerica fees, then how to find & calculate them in your plan.
Read More
Pooled vs. Single-Employer 401(k) Plans - Are PEPs for You?
By: Eric Droblyen
December 9th 2020
Supporters claim Pooled Employer Plans (PEPs) offer lower 401k fees and greater liability protection than single-employer plans. They rarely deliver either.
Read More
401(k) Reform – How to Make Plans More Transparent
By: Eric Droblyen
November 11th 2020
401(k) plans should offer objective value for participants and straightforward fiduciary responsibilities for business owners. Often, they deliver neither.
Read More
401(k) Fiduciary Outsourcing – Roles That MEPs Can Abuse
By: Eric Droblyen
October 28th 2020
Multiple-Employer 401k Plans (MEPs) require business owners to delegate fiduciary roles to their provider. This delegation makes MEPs highly prone to abuse.
Read More
401(k) Retirement Planning – 4 Steps to Retire On-Time
By: Eric Droblyen
October 14th 2020
Some basic retirement planning can dramatically reduce the cost of retirement for 401k participants. Our 4-step plan requires no investing knowledge at all.
Read More
401(k) Investments - Options for Selecting a “Prudent” Menu
By: Eric Droblyen
September 30th 2020
Inappropriate investment selection is a top cause of 401(k) lawsuits today. This trouble can be easily avoided with some impartial investment guidance.
Read More
Paying 401(k) Admin Fees from Plan Assets Hurt Business Owners Most
By: Eric Droblyen
August 19th 2020
Small business owners often have the most to gain personally by paying their 401k provider's administration fees from a bank account instead of plan assets
Read More
Roth vs. Traditional 401(k) Contributions – How to Choose
By: Eric Droblyen
August 5th 2020
If your 401(k) plan permits Roth deferrals, it can be worth your time to decide whether they're a better choice than traditional deferrals for your account.
Read More
The 5 Most Popular Small Business 401(k) Plan Features
By: Eric Droblyen
July 22nd 2020
Different 401(k) “types” (safe harbor, Roth, profit sharing, etc…) are in fact different contribution “features” that a plan can combine in numerous ways.
Read More
How Much Time Does Annual 401(k) Administration Take?
By: Eric Droblyen
July 8th 2020
401(k) administration shouldn't take small businesses much time. A quality provider will do the heavy lifting, leaving an owner with basic tasks to complete.
Read More