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401(k) Resource Center

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A Guide to Safe Harbor 401(k) Plans for Small Businesses - Including SECURE 2.0 Changes

Safe harbor 401(k) plans are popular with small businesses who struggle to pass IRS-mandated nondiscrimination testing. Our guide answers common questions.

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Article

State-Mandated Retirement Plans: What Small Business Owners Need to Know

Learn which states require employers to offer retirement plans. Compare deadlines, penalties, and program features for state-mandated retirement plans—including CalSavers, OregonSaves, and more.

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Future Value of 401(k) Fees Calculator

The cumulative effect of 401(k) fees can be dramatic. Use our calculator to see how much you can increase your future savings by lowering your 401(k) fees today.

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Time value of money, long term investment, compound growth

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Small Business 401(k) Tax Credit Calculator

SECURE 2.0 significantly enhanced the tax credits available to eligible small businesses that start a new plan, add an auto-enroll feature, or contributions made by employers. Use our free calculator to estimate your credits.

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Article

SECURE Act 2.0 – A Summary of the Major 401(k) Provisions

SECURE 2.0 makes sweeping changes to 401(k) plans. Employers should understand the most significant provisions to prepare their 401(k) plan for them.

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capitol makes secure act 2.0 changes for 401(k) plans-1

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