The New Employee Fiduciary 401(k) Knowledge Center Is Here! Blog Feature
Eric Droblyen

By: Eric Droblyen on August 18th, 2021

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The New Employee Fiduciary 401(k) Knowledge Center Is Here!

Thought Leadership

At Employee Fiduciary, we know a cost-efficient 401(k) plan with the right features can dramatically reduce the out-of-pocket cost of retirement for participants. For that reason, we’re passionate about delivering 401(k) education that makes it easier for employers to offer such plans and their employees to take full advantage of them. To that end, we’re proud to announce the release of our new knowledge center – which includes impartial 401(k) education for both employers and retirement savers.

Unlike our Frugal Fiduciary blog, the knowledge center is organized by topic and fully searchable. It covers the following topics:

High 401(k) Fees

Retirement Planning

  1. 401(k) Retirement Planning – 4 Steps to Retire as Soon as Possible
  2. Want to Retire Early? Three 401(k) Features That Can Help
  3. Roth vs. Traditional 401(k) Contributions – How to Choose
  4. How Compound Interest and Dollar Cost Averaging Grow Savings Over Time
  5. Cost Matters - How Much Lower 401(k) Fees Can Increase Savings
  6. How to Lobby Your Employer for a Better 401(k) Plan
  7. 401(k) Distributions - What You Need to Know
  8. 401(k) Rollovers – Frequently Asked Questions
  9. 401(k) Rollovers - How to Evaluate Your Options
  10. Vesting Schedules – Everything You Need to Know
  11. Preventing Identify Theft in Your Retirement Plan
  12. What to Do When Your Retirement Plan Terminates
  13. How to Reclaim Your Retirement Plan with a Previous Employer
  14. Mega Back Door Roth IRA Contributions

Fiduciary Responsibility

  1. The Basics of 401(k) Fiduciary Responsibility
  2. The Fiduciary Hierarchy Applicable to All 401(k) Plans
  3. Best Practices for Avoiding 401(k) Fiduciary Liability
  4. Apathy is the #1 Source of 401(k) Liability – It’s Easy to Avoid
  5. 401(k) Fiduciary Outsourcing – The Roles Most Prone to Abuse
  6. 401(k) Fidelity Bonds – Frequently Asked Questions
  7. 401(k) Document Retention Rules

401(k) Fees

  1. 401(k) Fee Study - 75% of Small Business Plans Pay Hidden Fees
  2. 401(k) Fees - What You Need to Know About The 3 Major Categories
  3. 'Hidden' 401(k) Fees – What Business Owners Need to Know
  4. 401(k) Fees - Administrative vs. Settlor Plan Expenses
  5. How to Allocate 401(k) Fees Among Plan Participants
  6. Reasons to Pay 401(k) Fees from Corporate Bank Account
  7. Revenue Sharing - 5 Reasons for 401(k) Fiduciaries to Avoid it
  8. Why Fee Levelization Does Not Make Revenue Sharing Okay
  9. How to Calculate Your All-In 401(k) Fee
  10. How to Benchmark Your 401(k) Fees
  11. How to Lower Your 401(k) Fees

401(k) Investments

  1. 401(k) Investment Basics for Employers
  2. Options for Picking a 401(k) Investment Menu
  3. Professional Investment Advice – Pros and Cons of Your 401(k) Options
  4. 401(k) Mutual Funds - Pay Attention to Share Class!
  5. ERISA 404(c) - DOL Fee Disclosure Rules Makes Compliance Easy
  6. The SPIVA Scorecard – A Must-Read for 401(k) Fiduciaries
  7. How to Pick a Lineup of "Prudent" Index Funds

401(k) Plan Design

  1. 401(k) Plan Design – An Overview
  2. Small Business 401(k) Plan Design Study - What 3,975 401(k) Plans Are Doing
  3. Safe Harbor 401(k) Plans - Frequently Asked Questions
  4. Safe Harbor or Traditional 401(k) Plan – How to Decide
  5. Safe Harbor vs. QACA 401(k) Plan – How to Decide
  6. Automatic Enrollment – Is It Right for Your 401(k) Plan?
  7. Design a 401(k) Plan Like a Pro in 6 Steps
  8. The 5 Most Popular Small Business 401(k) Plan Features
  9. Starting a 401k? A Short Initial Plan Year is Probably a Bad Idea

401(k) Administration

  1. 401(k) Annual Administration - A Checklist for Business Owners
  2. Is Your Company Part of a Controlled Group?  You Need to Know or Risk 401(k) Plan Disqualification
  3. How Much Time Does Annual 401(k) Administration Take?
  4. 401(k) Eligibility - When to Let Employees Join Your Plan
  5. Form 5500 - Answers to Frequently Asked Questions
  6. 401(k) Participant Disclosure - What Employers Need to Know
  7. Preventing Identity Theft in a Retirement Program as an Employer
  8. Lost Participants – What Employers Need to Know
  9. 401(k) Amendment Rules – Strict, but (Mostly) Straightforward
  10. Terminating Your Plan? Here’s What You Need to Know.
  11. Top 10 401(k) Mistakes Found in the IRS Voluntary Compliance Program
  12. Acquisition or Merger? Don’t Overlook the Seller’s 401(k) Plan!
  13. How to Select an Auditor for the Form 5500

401(k) Contributions

  1. 401(k) Contributions Must Be Based on Plan Compensation!
  2. 401(k) Contribution Deadlines – You Don’t Want to Miss Them!
  3. Roth 401(k) Deferrals — Answers to Common Questions
  4. 401(k) Matching Contributions – Are They Right For Your Plan?
  5. Profit Sharing Contributions – Are They Right For Your 401(k) Plan?
  6. New Comparability 401(k) Plans - Are They Right for Your Small Business?
  7. 401(k) Rollovers – What Employers Need to Know
  8. Voluntary Contributions - Probably Not a Fit for Your 401(k) Plan

401(k) Distributions

  1. 401(k) Distribution Rules – Frequently Asked Questions
  2. 401(k) Loan Rules – What Plan Participants Need to Know
  3. Hardship Distributions – Frequently Asked Questions
  4. 401(k) Required Minimum Distributions (RMDs) – What You Need to Know
  5. 401(k) Vesting Schedules – What They Are and How They Work

401(k) Nondiscrimination Testing

  1. The Basics of 401(k) Nondiscrimination Testing
  2. Deadlines for 401(k) Nondiscrimination Testing
  3. The Coverage Test - What You Need to Know
  4. The ADP and ACP Tests - What You Need to Know
  5. The Top Heavy Test - What You Need to Know
  6. Contribution Limits - What You Need to Know
  7. 401(k) Earned Income – What You Need to Know
  8. Ownership Attribution Rules that Apply when 401(k) Testing

Starting a Retirement Plan

  1. The Benefits of a 401(k) Plan for Employers and Employees
  2. Small Business 401(k) Tax Credits – Including SECURE Act Enhancements
  3. Deadlines for 401k Adoption – Including SECURE Act Changes
  4. 401(k) vs SIMPLE IRA: Which is Right for Your Business?
  5. Pooled vs. Single-Employer 401(k) Plans - Are PEPs for You?
  6. Solo 401(k) Plans – Their Benefits to Self-Employed Workers
  7. 403(b) vs. 401(k) Plans for Non-Financial People
  8. Replacing SIMPLE IRAs with a 401(k) – Frequently Asked Questions

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About Eric Droblyen

Eric Droblyen began his career as an ERISA compliance specialist with Charles Schwab in the mid-1990s. His keen grasp on 401k plan administration and compliance matters has made Eric a sought after speaker. He has delivered presentations at a number of events, including the American Society of Pension Professionals and Actuaries (ASPPA) Annual Conference. As President and CEO of Employee Fiduciary, Eric is responsible for all aspects of the company’s operations and service delivery.

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