Contact Us Blog For Advisors Advisor Search autoprefixer Copy 3 Login
Contact Us Blog For Advisors Advisor Search autoprefixer Copy 3 Login
Services Investments Pricing
Fee Comparisons
Fee Comparisons
Browse Fee Comparisons Request Fee Comparison
Knowledge Center
Knowledge Center
Starting a 401(k) Plan
Starting a 401(k) Plan
Benefits of a Plan for Employers and Employees
Benefits of a Solo Plan for the Self-Employed
401(k) Fee Basics for Employers
Deadlines for Starting a New Plan
Tax Credits for Starting a New Plan
Designing a 401(k) Plan
Designing a 401(k) Plan
Safe Harbor vs. Traditional 401(k) Plan – How to Decide
Design a 401(k) Plan Like a Pro in 6 Steps
Our Latest Study of Small Business Plan Designs
401(k) Investment Basics for Employers
401(k) Distributions - FAQ for Employers
Running a 401(k) Plan
Running a 401(k) Plan
401(k) Fiduciary Responsibilities – What Employers Need to Know
2022 Plan Administration Checklist
401(k) Testing Basics for Employers
Form 5500 Basics for Employers
Participant Disclosure Basics for Employers
Retirement Planning
Retirement Planning
A Simple Plan to Retire Faster
How Much Low Fees Can Increase Your Future Balance
Pre-Tax vs. Roth Deferrals - How to Decide
How to Lobby for a Better 401(k) Plan
Rollovers - How to Evaluate Your Options
Search by Topic
Search by Topic
Calculate Your Future Savings
Find Your Current Fees
Safe Harbor 401(k) Guide
Blog
Newsletter
Save More. Retire Sooner.
Request a Proposal
Request a Proposal
Request a Proposal
Search for topics or resources

The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
Categories
401(k) Fees Retirement Planning 401(k) Administration 401(k) Contributions Plan Design Shopping for a 401(k) Starting a Retirement Plan 401(k) Investments 401(k) Nondiscrimination Testing Fiduciary Responsibility 401(k) Distributions
Subscribe

The Basics of 401(k) Nondiscrimination Testing

By: Eric Droblyen

July 31st 2021

401(k) plans must pass nondiscrimination tests each year to confirm HCEs do not disproportionately benefit and that no IRS contribution limits are exceeded.
Read More

Deadlines for 401(k) Nondiscrimination Testing

By: Eric Droblyen

July 30th 2021

While a professional TPA usually completes 401k testing, employers must understand the deadlines that apply to test corrections and contribution deposits.
Read More

The Coverage Test - What You Need to Know

By: Eric Droblyen

July 29th 2021

The IRC section 410(b) coverage test ensures a 401(k) plan sufficiently covers Non-Highly Compensated Employees. Employers should understand its basics.
Read More

The ADP and ACP Tests - What You Need to Know

By: Eric Droblyen

July 27th 2021

Learn about the ADP & ACP tests – the two of the three main 401(k) nondiscrimination tests.
Read More

The Top Heavy Test - What You Need to Know

By: Eric Droblyen

July 26th 2021

Learn everything you need to know about the Top Heavy Test – an important 401(k) nondiscrimination test.
Read More
1 2 ❯