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Each year, 401(k) plans must pass certain IRS-mandated nondiscrimination tests to confirm Highly-Compensated Employees (HCEs) do not...
To meet IRS qualification requirements, 401(k) plans must pass nondiscrimination testing annually to ensure plan contributions do not...
To retain their tax-qualified status, 401(k) plans must undergo extensive IRS testing each year to prove they don’t discriminate in favor of...
Each year, the IRS requires 401(k) plans that don’t meet the safe harbor provision to undergo certain tests to make sure the plan doesn’t unfairly...
A 401(k) plan is considered top heavy when the account balances of “key employees” exceed 60% of total plan assets. This ratio is tested every year...
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