401(k) Knowledge Center

How Compound Interest and Dollar Cost Averaging Grow Savings Over Time Want to Retire Early? Three 401(k) Features That Can Help 401(k) Retirement Planning – 4 Steps to Retire Faster

Best Practices for Avoiding 401(k) Fiduciary Liability Understanding a 401(k) Plan's Fiduciary Hierarchy The Basics of 401(k) Fiduciary Responsibilities

'Hidden' 401(k) Fees – What Business Owners Need to Know 401(k) Fees - What You Need to Know About The 3 Major Categories 401(k) Fee Study - 75% of Small Business Plans Pay Hidden Fees

401(k) Investment Advice - Pros and Cons of  the 3 Major Forms Options for Picking a 401(k) Investment Menu 401(k) Investment Basics for Employers

Small Business 401(k) Plan Design Study - What 4,330 401(k) Plans Are Doing Is Your Company Part of a Controlled Group?  You Need to Know or Risk 401(k) Plan Disqualification 401(k) Plan Design – An Overview

401(k) Eligibility - When to Let Employees Join Your Plan How Much Time Does Annual 401(k) Administration Take? 401(k) Annual Administration - A Checklist for Business Owners (2022)

Roth vs. Pre-Tax 401(k) Deferrals – How to Choose 401(k) Contribution Deadlines – You Don’t Want to Miss Them! Plan Compensation - The Basis For All 401(k) Contributions

Hardship Distributions – Frequently Asked Questions 401(k) Loan Rules – What Plan Participants Need to Know 401(k) Withdrawal Rules – Frequently Asked Questions

The Coverage Test - What You Need to Know Deadlines for 401(k) Nondiscrimination Testing The Basics of 401(k) Nondiscrimination Testing

Deadlines for 401(k) Adoption – Including SECURE Act Changes Small Business 401(k) Tax Credits – Including SECURE Act Enhancements The Benefits of a 401(k) Plan for Employers and Employees

4 Traits of the Best Small Business 401(k) Providers Switching 401(k) Providers – What to Expect Shopping For a 401(k) Plan Doesn’t Need To Be Overwhelming For Small Businesses; A Checklist Can Help