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The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
The 5 Most Popular Small Business 401(k) Plan Features

The 5 Most Popular Small Business 401(k) Plan Features

By: Eric Droblyen

July 24th 2021

Different 401(k) “types” (safe harbor, Roth, profit sharing, etc…) are in fact different contribution “features” that a plan can combine in numerous ways.
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Replacing SIMPLE IRAs with a 401(k) – Frequently Asked Questions

Replacing SIMPLE IRAs with a 401(k) – Frequently Asked Questions

By: Eric Droblyen

July 24th 2021

Replacing a small business SIMPLE IRA with a 401(k) is not a complicated process, but it does require planning. Our FAQ can help the process go smoothly.
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Asset-Based 401(k) Admin Fees - Keep Them to a Minimum!

By: Eric Droblyen

July 24th 2021

When a 401(k) provider charges asset-based admin fees, plan with lots of assets can pay way more for comparable admin services than plans with fewer assets
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Lost Participants – What Employers Need to Know

By: Eric Droblyen

July 24th 2021

One of the most frustrating issues plan sponsors run into is locating “lost” participants. Learn how to handle this issue in this quick read.
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Voluntary Contributions - Probably Not a Fit for Your 401(k) Plan

By: Eric Droblyen

July 24th 2021

Voluntary 401k contributions are after-tax employee contributions like Roth deferrals, but subject to different ERISA rules.
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