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The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
401(k) Fee Study - 75% of Small Business Plans Pay Hidden Fees

401(k) Fee Study - 75% of Small Business Plans Pay Hidden Fees

By: Eric Droblyen

July 31st 2021

“Are my 401(k) fees too high?” is a common question asked by both plan sponsors and participants. Our small business fee study can give some perspective.
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Deadlines for 401(k) Nondiscrimination Testing

By: Eric Droblyen

July 30th 2021

While a professional TPA usually completes 401k testing, employers must understand the deadlines that apply to test corrections and contribution deposits.
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Want to Retire Early? Three 401(k) Features That Can Help

By: Eric Droblyen

July 30th 2021

For 401(k) participants to reach their retirement savings goal as soon as possible, they will need help from their plan. These are the features they'll need.
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401(k) Contribution Deadlines – You Don’t Want to Miss Them!

By: Eric Droblyen

July 30th 2021

When 401(k) contributions - employee or employer - are deposited late, there are consequences for employers. With some education, they are easily avoided.
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Is Your Company Part of a Controlled Group?  You Need to Know or Risk 401(k) Plan Disqualification

By: Eric Droblyen

July 30th 2021

IRS controlled group rules often obligate 2 or more employers with common ownership to cover their employees with the same 401k plan in order to pass annual nondiscrimination testing.
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