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The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.

Deadlines for 401(k) Adoption – Including SECURE Act Changes

By: Eric Droblyen

July 29th 2021

The SECURE Act made it easier for businesses to adopt a new 401(k) plan or add a safe harbor feature to an existing plan by extending the deadlines to do so.
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The Coverage Test - What You Need to Know

By: Eric Droblyen

July 29th 2021

The IRC section 410(b) coverage test ensures a 401(k) plan sufficiently covers Non-Highly Compensated Employees. Employers should understand its basics.
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Hardship Distributions – Frequently Asked Questions

By: Eric Droblyen

July 29th 2021

Whether you’re a participant or a sponsor, learn everything you need to know about hardship distributions.
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Roth 401(k) Deferrals — Answers to Common Questions

By: Eric Droblyen

July 29th 2021

66% of 401(k) participants make after-tax Roth deferrals. Learn why in this easy-to-read guide.
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Safe Harbor 401(k) Plans - Frequently Asked Questions

Safe Harbor 401(k) Plans - Frequently Asked Questions

By: Eric Droblyen

July 29th 2021

Safe harbor 401(k) plans are the most popular type of small business 401(k) today. Check out our FAQ to help decide whether one is right for your company.
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