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The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.

Safe Harbor vs. QACA 401(k) Plan – How to Decide

By: Eric Droblyen

July 27th 2021

There are two basic types of safe harbor 401(k) plans available today – traditional and QACA. Business owners should understand their differences.
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Automatic Enrollment – Is It Right for Your 401(k) Plan?

By: Eric Droblyen

July 26th 2021

Automatic enrollment is an excellent 401(k) feature, but it’s not right for everyone. Learn more in this short guide.
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Design a 401(k) Plan Like a Pro in 6 Steps

By: Eric Droblyen

July 25th 2021

Expert 401(k) plan design can help small business owners meet their plan goals for thousands less. The process can be completed in 30 minutes or less.
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The 5 Most Popular Small Business 401(k) Plan Features

The 5 Most Popular Small Business 401(k) Plan Features

By: Eric Droblyen

July 24th 2021

Different 401(k) “types” (safe harbor, Roth, profit sharing, etc…) are in fact different contribution “features” that a plan can combine in numerous ways.
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Starting a 401(k)? A Short Initial Plan Year is Probably a Bad Idea

By: Eric Droblyen

July 23rd 2021

401(k) plans must define a plan year cycle for annual administration. Most new plans should avoid a short plan year for first year administration.
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