The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
Managing 401(k) Deadlines for the 2016 Plan Year – A Checklist Can Help
By: Eric Droblyen
November 18th 2015
401k plans have many ERISA compliance responsibilities that must be satisfied every plan year. The Employee Fiduciary compliance calendar can be used to track these responsibilities for the 2016 plan year.
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401(k) Plan Design – Our Checklist Can Make the Process Simple
By: Eric Droblyen
November 4th 2015
401(k) plan design for small businesses does not need to be difficult. Retirement plan eligibility, compensation, contributions, vesting, distributions and loans are the basics.
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Selecting 401(k) Service Providers: Determine the Professional Help You Need Before You Shop
By: Eric Droblyen
October 21st 2015
Choosing the best 401(k) for your small business means understanding the 401(k) services you need before you shop.
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401(k) Document Retention Rules Made Simple
By: Eric Droblyen
October 7th 2015
Small business 401k plans need to keep records or 401k fiduciary liability can result.
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The Federal TSP Is a Baseline for 401(k) Plans – And Any Small Business Can Match It
By: Eric Droblyen
September 23rd 2015
The Federal Thrift Savings Plan (TSP) should be an example for low cost small business retirement plans. 401(k) fiduciaries should understand its virtues.
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401(k) Fiduciary Outsourcing: Does it Actually Increase an Employer’s Fiduciary Liability?
By: Eric Droblyen
September 9th 2015
401(k) fiduciary outsourcing products can increase an employer’s 401(k) liability. Transparent, low cost 401(k) services are the safer bet for small business 401(k) sponsors.
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Avoiding 401(k) Fiduciary Liability Doesn’t Need to Be Difficult; Simple “Best Practices” are the Key
By: Eric Droblyen
August 26th 2015
Picking the right low cost 401(k) plan provider can help small business retirement plans meet 401(k) fiduciary responsibilities.
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Will Trial Lawyers be the Sole Beneficiary of a Watered-Down Fiduciary Rule?
By: Eric Droblyen
July 29th 2015
DOL’s fiduciary rule is good news for 401(k) lawyers, bad news for 401(k) advisors, 401(k) fiduciaries and participants.
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A Common Sense 401(k) Reform - Retirement Labels and Receipts
By: Eric Droblyen
July 15th 2015
Retirement labels and retirement receipts could save 401(k) investors billions each year.
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Clarity in a Complex World? A 408b-2 Review
By: Eric Droblyen
July 1st 2015
401k fees disclosures are too complicated for the average 401k fiduciary.
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