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The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
403(b) vs. 401(k) Plans for Non-Financial People

403(b) vs. 401(k) Plans for Non-Financial People

By: Holly Roussel-Godfrey

July 26th 2017

These two big differences are truly all you need to know when deciding between a 403(b) or 401(k) plan – their eligibility and testing requirements.
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How MEPs Complicate 401(k) Plan Terminations

How MEPs Complicate 401(k) Plan Terminations

By: Eric Droblyen

November 2nd 2016

Exiting a 401k plan can be an easy process, as long as you aren't part of an MEP. MEPs complicate the plan termination process and can cost you big time.
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There are no “economies of scale” in 401(k) plans – unless you are trying to beat the market

There are no “economies of scale” in 401(k) plans – unless you are trying to beat the market

By: Greg Carpenter

December 17th 2014

Do economies of scale exist in small business 401(k) plans? To improve the quality of small business 401(k) plans we need to set and enforce fiduciary standards
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Multiple Employer Plans (MEPs) are a marketing play, not a way to cut costs. We don’t need them.

Multiple Employer Plans (MEPs) are a marketing play, not a way to cut costs. We don’t need them.

By: Greg Carpenter

December 10th 2014

Multiple Employer Plans (MEPs) are not a way to reduce costs in small business retirement plans.
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