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The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
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Small Business Retirement Plan Options: 401(k)s vs. SIMPLE and SEP IRAs

Small Business Retirement Plan Options: 401(k)s vs. SIMPLE and SEP IRAs

By: Eric Droblyen

February 10th 2016

401(k) plans are the most popular type of small business retirement plan today, but they are not the only option available.
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There are no “economies of scale” in 401(k) plans – unless you are trying to beat the market

There are no “economies of scale” in 401(k) plans – unless you are trying to beat the market

By: Greg Carpenter

December 17th 2014

Do economies of scale exist in small business 401(k) plans? To improve the quality of small business 401(k) plans we need to set and enforce fiduciary standards
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Multiple Employer Plans (MEPs) are a marketing play, not a way to cut costs. We don’t need them.

Multiple Employer Plans (MEPs) are a marketing play, not a way to cut costs. We don’t need them.

By: Greg Carpenter

December 10th 2014

Multiple Employer Plans (MEPs) are not a way to reduce costs in small business retirement plans.
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