Login
401(k) Tax Incentives for Small Businesses
The tax benefits of a 401(k) plan can be substantial. A basic understanding can help a small business owner take full advantage with the help of their accountant.
Read More
Options to Correct a Failed ADP/ACP Test
If you’re a business owner, understanding your options for correcting a failed ADP/ACP test can help you mitigate the consequences - or avoid them altogether.
Read More
A Guide to Small Businesses Retirement Plan Options for Owners
Our guide breaks down the most popular retirement plan options for small businesses, including their pros and cons, to help business owners pick the right plan.
Read More
Solo 401(k) Plans – How to Maximize their Benefits
A solo 401(k) plan can only cover business owners and their spouses. Understanding their rules and options can help a business owner maximize their benefit.
Read More
401(k) Document Retention Rules Made Simple
Meeting ERISA document retention standards can help employers defend 401(k) plan challenges. Organizing the necessary records in 3 files can make the job easy.
Read More
401(k) Amendment Rules – A Guide for Employers
The Internal Revenue Service has strict rules for amending 401(k) plan documents. To stay out of trouble, employers should understand some amendment basics.
Read More
Understanding ERISA 404(c): Importance, Compliance, and the Role of QDIAs
ERISA 404(c) protects employers from liability for investment losses resulting from 401(k) participant decision-making. Compliance is easy.
Read More
401(k) Participant Disclosures - What Employers Need to Know
401(k) plans have complicated participant disclosure rules. However, an employer’s role in meeting these requirements is basic when a qualified 401k provider is used.
Read More
401(k) Matching Contributions – What Retirement Savers Need to Know
In this article, we will explore the mechanics of 401(k) matching contributions, their importance, and strategies to maximize their benefits.
Read More
401(k) Rollovers – FAQs for Retirement Investors
Rolling retirement savings from a low-cost 401(k) plan to an overpriced plan or IRA today can cost an investor dearly in retirement. Our FAQ can help you make an informed rollover decision.
Read More