Roth 401(k) | Retirement Planning | Plan Design
Roth vs. Traditional 401(k) Contributions – How to Choose
The most expensive thing you’ll probably buy during your lifetime is retirement. Perhaps you’ve never thought of “buying” retirement, but that’s exactly what you do when you participate in a 401(k) plan – you’re saving now to buy retirement income later. When you consider that income may need to last 10, 20, even 30 years, it’s easy to understand why retirement is not cheap. However, by following a simple 3-step plan during your working years - save early and often, invest appropriately, minimize account fees - you can reduce the out-of-pocket cost of your retirement by a lot.
Provider Shopping | Plan Design | 401(k) Studies
The 5 Most Popular Types of Small Business 401(k) Plans
Tens of thousands of dollars are on the line. This might sound a bit sensational, but when it comes to choosing the right type of 401(k) plan, this is true a lot more often than many small business owners realize.
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Provider Shopping | Plan Setup
How Much Time Does Annual 401(k) Administration Take?
According to AARP, Americans are 15 times more likely to save for retirement when they can do so by payroll deduction through a workplace retirement plan. However, while most large businesses – companies with more than 100 employees – sponsor a retirement plan, 51 to 71 percent of small businesses don’t. In a Pew Charitable Trusts survey, small business owners cited “resources required to start and maintain a plan” as one of the top reasons they don’t sponsor a 401(k) plan. To help more Americans save for retirement, overcoming this concern is essential.
401(k) Fees | Provider Shopping | Fiduciary Responsibility
How to Find & Calculate MassMutual 401(k) Fees
If you have questions about MassMutual 401(k) fees – how they work, how much they cost on average, or how you can find & calculate them for your plan – you’ve come to the right place. In this guide, we’ll show you how to calculate the full cost of a MassMutual 401(k) plan using their DOL-mandated fee disclosure.
401(k) Fees | Provider Shopping | Fiduciary Responsibility
How to Find & Calculate VOYA 401(k) Fees
If you have questions about VOYA 401(k) fees – how they work, how much they cost on average, or how you can find & calculate them for your plan – you’ve come to the right place. In this guide, we’ll show you how to calculate the full cost of a VOYA 401(k) plan using their DOL-mandated fee disclosure.
401(k) Fees | Provider Shopping | Fiduciary Responsibility
How to Find & Calculate Principal 401(k) Fees
If you have questions about Principal's 401(k) fees – how they work, how much they cost on average, or how you can find & calculate them for your plan – you’ve come to the right place. In this guide, we’ll show you how to calculate the full cost of a Principal 401(k) plan using their DOL-mandated fee disclosure.