Named one of the 7 Best 401(k) Plans of 2024 by Forbes Advisor!

Get started
Search for topics or resources

The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
401(k) Investing – Professional Advice is Easy to Access Today

401(k) Investing – Professional Advice is Easy to Access Today

By: Eric Droblyen

February 19th 2020

To afford retirement as soon as possible, 401(k) participants must invest appropriately. Today's professional investment advice options make doing so easy.
Read More
Don’t Let Your 401(k) Provider Hide the Cost of Your Plan

Don’t Let Your 401(k) Provider Hide the Cost of Your Plan

By: Eric Droblyen

February 5th 2020

401(k) providers can charge different fees for comparable services and investments. To avoid excessive fees, employers must know the cost of their plan.
Read More
401(k) Testing – Deadlines Employers Should Know

401(k) Testing – Deadlines Employers Should Know

By: Eric Droblyen

January 22nd 2020

While a professional TPA usually completes 401k testing, employers must understand the deadlines that apply to test corrections and contribution deposits.
Read More
The SECURE Act of 2019 – An Analysis of Key 401(k) Changes

The SECURE Act of 2019 – An Analysis of Key 401(k) Changes

By: Eric Droblyen

January 8th 2020

The SECURE Act of 2019 is the most extensive retirement plan legislation in over a decade. 401k sponsors and participants must understand its key changes.
Read More
The Top Ten Frugal Fiduciary 401(k) Blogs of 2019

The Top Ten Frugal Fiduciary 401(k) Blogs of 2019

By: Eric Droblyen

December 25th 2019

Our top 10 blogs of 2019 are must-reads for small business 401(k) sponsors and participants. They cover plan administration, features, fees, and providers.
Read More
401(k) Administration Checklist for the 2020 Plan Year

401(k) Administration Checklist for the 2020 Plan Year

By: Eric Droblyen

December 11th 2019

An important 401(k) fiduciary responsibility is ensuring plan administration tasks are completed timely each year. Our checklist makes this job easy.
Read More
How to Attribute Family Ownership When 401(k) Plan Testing

How to Attribute Family Ownership When 401(k) Plan Testing

By: Eric Droblyen

November 27th 2019

Under the 401(k) family attribution rules, individuals are attributed the ownership of family members. These rules can greatly affect plan test results.
Read More
The DOL Proposes New Electronic 401(k) Disclosure Rules

The DOL Proposes New Electronic 401(k) Disclosure Rules

By: Eric Droblyen

November 13th 2019

The proposal would allow employers to electronically deliver 401(k) disclosures to plan participants by posting them to a website. This reform is overdue.
Read More
How MEPs Signal a Broken 401(k) Industry

How MEPs Signal a Broken 401(k) Industry

By: Eric Droblyen

October 30th 2019

Multiple Employer Plans (MEPs) are better for the 401(k) industry than retirement plan savers and sponsors. Small business owners should avoid them.
Read More
3 Warning Signs Your 401(k) Provider is Ripping You Off

3 Warning Signs Your 401(k) Provider is Ripping You Off

By: Eric Droblyen

October 16th 2019

If you’re a business owner, you must know how much your 401(k) plan costs because the consequences for paying excessive fees are high.
Read More