The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
401(k) Investing – Professional Advice is Easy to Access Today
By: Eric Droblyen
February 19th 2020
To afford retirement as soon as possible, 401(k) participants must invest appropriately. Today's professional investment advice options make doing so easy.
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Don’t Let Your 401(k) Provider Hide the Cost of Your Plan
By: Eric Droblyen
February 5th 2020
401(k) providers can charge different fees for comparable services and investments. To avoid excessive fees, employers must know the cost of their plan.
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401(k) Testing – Deadlines Employers Should Know
By: Eric Droblyen
January 22nd 2020
While a professional TPA usually completes 401k testing, employers must understand the deadlines that apply to test corrections and contribution deposits.
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The SECURE Act of 2019 – An Analysis of Key 401(k) Changes
By: Eric Droblyen
January 8th 2020
The SECURE Act of 2019 is the most extensive retirement plan legislation in over a decade. 401k sponsors and participants must understand its key changes.
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The Top Ten Frugal Fiduciary 401(k) Blogs of 2019
By: Eric Droblyen
December 25th 2019
Our top 10 blogs of 2019 are must-reads for small business 401(k) sponsors and participants. They cover plan administration, features, fees, and providers.
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401(k) Administration Checklist for the 2020 Plan Year
By: Eric Droblyen
December 11th 2019
An important 401(k) fiduciary responsibility is ensuring plan administration tasks are completed timely each year. Our checklist makes this job easy.
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How to Attribute Family Ownership When 401(k) Plan Testing
By: Eric Droblyen
November 27th 2019
Under the 401(k) family attribution rules, individuals are attributed the ownership of family members. These rules can greatly affect plan test results.
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The DOL Proposes New Electronic 401(k) Disclosure Rules
By: Eric Droblyen
November 13th 2019
The proposal would allow employers to electronically deliver 401(k) disclosures to plan participants by posting them to a website. This reform is overdue.
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How MEPs Signal a Broken 401(k) Industry
By: Eric Droblyen
October 30th 2019
Multiple Employer Plans (MEPs) are better for the 401(k) industry than retirement plan savers and sponsors. Small business owners should avoid them.
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3 Warning Signs Your 401(k) Provider is Ripping You Off
By: Eric Droblyen
October 16th 2019
If you’re a business owner, you must know how much your 401(k) plan costs because the consequences for paying excessive fees are high.
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