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Evaluating 401(k) Providers: Separating Commodity from Value-Added Services
When shopping 401k providers for your small businesses retirement plan, it's important to separate commodity from value-added services.
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Small business owners are redefining the market for 401(k) plans. Result: Mass market “products” are about to go extinct.
Small business retirement 401k plans value choice over all other buying factors. That’s a common observation across all markets and professions.
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Let’s go shopping! For a 401(k) plan?
Getting the best small business 401(k) plan for your company requires two things – clear objectives and the willingness to shop the plan.
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The “Plug and Play” 401(k)
The Frugal Fiduciary explains that keeping 401(k) plan costs down is easier when you recognize these plans are just a commodity like any other.
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Myth Busting: 401(k) Plan Consultations
The Frugal Fiduciary busts a myth about 401(k) plan consultations - you don’t need a lot of money or participants in order to have a low cost plan.
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You Get What You Pay For (Even If You Don’t Need It)
The 401(k) market often bundles services, leading to increased fees. The Frugal Fiduciary says save money and just pay for what you need with their low cost 401(k) plan.
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