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401(k) Annual Administration - A Checklist for Business Owners

401(k) Annual Administration - A Checklist for Business Owners

By: Eric Droblyen

November 22nd 2022

An important 401(k) fiduciary responsibility is ensuring plan administration tasks are completed timely each year. Our checklist makes this job easy.
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How 401(k) Participants Can Match the Federal TSP's Low Fees

How 401(k) Participants Can Match the Federal TSP's Low Fees

By: Eric Droblyen

November 8th 2022

The Federal TSP is the lowest cost defined contribution plan in the US. Employers can help their 401(k) participants pay similar fees by taking two simple steps.
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Pooled 401(k) Plan Fees – A Case Study

Pooled 401(k) Plan Fees – A Case Study

By: Eric Droblyen

October 25th 2022

We compared the 401(k) fees paid by pooled and single-employer plans. The pooled plan costs more due to a higher percentage of asset-based fees.
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The Ideal 401(k) Plan for Employees and Employers

The Ideal 401(k) Plan for Employees and Employers

By: Eric Droblyen

October 11th 2022

The ideal 401(k) plan helps employees and employers meet their respective goals at the lowest cost. To achieve one, employers must understand their features.
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Good Luck Escaping a Pooled Employer 401(k) Plan (PEP)

Good Luck Escaping a Pooled Employer 401(k) Plan (PEP)

By: Eric Droblyen

May 11th 2022

Employers can terminate a single-employer 401(k) at any time, but they can't terminate their portion of a Pooled Employer Plan. That can trap participants.
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SECURE Act 2.0 – Not the 401(k) Reform Americans Deserve

SECURE Act 2.0 – Not the 401(k) Reform Americans Deserve

By: Eric Droblyen

April 27th 2022

SECURE 2.0 delivers welcome, but incremental, reform. 401(k) plans are not cost-efficient enough today. Here are four things Washington can do to change that.
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Don’t Be Fooled by These 401(k) Conflicts of Interest!

Don’t Be Fooled by These 401(k) Conflicts of Interest!

By: Eric Droblyen

April 13th 2022

The 401(k) industry is rife with conflicts of interest. Employers have a fiduciary responsibility to protect employees from them. Common ones hide in plain sight.
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Five Reasons Why Hidden 401(k) Fees Should be Illegal

Five Reasons Why Hidden 401(k) Fees Should be Illegal

By: Eric Droblyen

March 16th 2022

Hidden 401(k) fees should be illegal. They can make it almost impossible for employers to protect the interests of plan participants and avoid fiduciary liability.
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Pooled Employer 401(k) Plans (PEPs): Myth vs. Reality

Pooled Employer 401(k) Plans (PEPs): Myth vs. Reality

By: Eric Droblyen

February 16th 2022

Pooled Employer Plans (PEPs) can seem attractive at first blush. Ironically, their purported benefits can, in fact, harm 401(k) plan participants and fiduciaries.
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How to Make Small Business 401(k)s Cheaper than Mega Plans

How to Make Small Business 401(k)s Cheaper than Mega Plans

By: Eric Droblyen

January 5th 2022

Small 401(k) plans are notorious for high fees. Here's how business owners can benefit by making their small plan cheaper than a mega plan for participants.
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