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COMPARE YOUR FEES

Benchmark Your 401(k) Provider Fees

See how our fees compare to 40+ leading 401(k) providers or request a no-cost fee comparison for your plan. 

Let's Benchmark Your 401(k) Fees!

Small businesses have a fiduciary responsibility to pay only "reasonable" 401(k) fees because all fees paid from plan assets  - even the hidden ones - lower the investment returns of plan participants dollar-for-dollar.

 

To prove 401(k) fees are reasonable, they must be benchmarked - basically, compared to comparable plans or industry averages on an apples-to-apples basis.

Employee Fiduciary can help you benchmark your fees. We offer a no-cost fee comparison service. Request a fee comparison from us and we'll provide you with a report that shows...

 

  • Your current plan's "all-in" fee (administration + investment fees), including any hidden fees charged by your 401(k) provider
  • How much a comparable plan would cost at Employee Fiduciary.

Browse Our Fee Comparisons

Over the years, our firm has completed hundreds of small business 401(k) fee comparisons. Our most recent comparisons can be found below. They show the administration and investment fees charged by 40+ leading 401(k) providers.

ADP
Eligible Employees Plan Assets Savings Percentage Download Year
16 $81,410.61 59.39% PDF 2025
54 $10,213,815.85 2.16% PDF 2024
76 $13,207,117.01 69.02% PDF 2024
7 $50,077.18 54.35% PDF 2024
3 $193,809.73 73.12% PDF 2023
62 $919,151.30 70.36% PDF 2022
64 $997,904.08 73.02% PDF 2021
55 $651,305.95 67.5% PDF 2021
19 $2,954,638.57 77.93% PDF 2021
14 $250,990.77 20.88% PDF 2020
23 $329,199.49 67.44% PDF 2020
174 $3,653,515.16 73% PDF 2020
Alerus
Eligible Employees Plan Assets Savings Percentage Download Year
10 $1,084,314.49 79.24% PDF 2024
America's Best 401k
Eligible Employees Plan Assets Savings Percentage Download Year
5 $632,777.00 51.46% PDF 2024
American Funds
Eligible Employees Plan Assets Savings Percentage Download Year
39 $2,181,945.65 84.44% PDF 2025
28 $3,894,184.40 81.58% PDF 2025
18 $1,189,547.27 82.06% PDF 2024
3 $451,465.70 64.19% PDF 2024
25 $681,353.18 81.44% PDF 2023
10 $1,637,514.42 79.57% PDF 2021
10 $681,866.17 73.35% PDF 2020
32 $620,029.88 56.27% PDF 2020
7 $415,923.59 60.44% PDF 2020
American Trust
Eligible Employees Plan Assets Savings Percentage Download Year
8 $436,830.61 12.41% PDF 2022
Ameritas
Eligible Employees Plan Assets Savings Percentage Download Year
7 $1,222,931.46 59.96% PDF 2022
9 $766,796.56 55.22% PDF 2022
10 $413,004.49 66.85% PDF 2020
AMG National
Eligible Employees Plan Assets Savings Percentage Download Year
93 $3,925,589.61 78.14% PDF 2024
Ascensus
Eligible Employees Plan Assets Savings Percentage Download Year
5 $1,513,975.49 47.69% PDF 2025
20 $2,587,379.11 18.28% PDF 2024
36 $603,355.38 78.15% PDF 2024
36 $2,137,436.36 49.06% PDF 2024
10 $493,625.63 74.94% PDF 2023
16 $385,626.40 70.61% PDF 2021
24 $2,296,086.01 72.13% PDF 2020
Aspire
Eligible Employees Plan Assets Savings Percentage Download Year
39 $697,935.35 67.6% PDF 2020
Cetera
Eligible Employees Plan Assets Savings Percentage Download Year
15 $197,716.92 66.83% PDF 2022
CUNA
Eligible Employees Plan Assets Savings Percentage Download Year
74 $2,238,585.35 51.91% PDF 2023
Empower
Eligible Employees Plan Assets Savings Percentage Download Year
7 $536,587.00 80.13% PDF 2022
40 $3,530,777.00 76.73% PDF 2020
11 $1,319,609.00 78.61% PDF 2020
5 $1,089,159.00 72.27% PDF 2020
9 $1,153,829.00 60.75% PDF 2020
ePlan
Eligible Employees Plan Assets Savings Percentage Download Year
78 $2,032,497.46 72.42% PDF 2024
Equitable
Eligible Employees Plan Assets Savings Percentage Download Year
14 $518,225.66 66.92% PDF 2022
Fidelity
Eligible Employees Plan Assets Savings Percentage Download Year
42 $5,264,500.00 65.85% PDF 2024
8 $2,363,859.00 58.59% PDF 2021
59 $4,491,011.00 69.54% PDF 2020
Guideline
Eligible Employees Plan Assets Savings Percentage Download Year
5 $73,674.08 2.55% PDF 2024
34 $196,057.34 50.59% PDF 2021
John Hancock
Eligible Employees Plan Assets Savings Percentage Download Year
82 $1,768,998.18 81.84% PDF 2025
4 $46,289.30 38.05% PDF 2024
9 $675,633.89 75.3% PDF 2023
50 $2,351,459.92 83.87% PDF 2023
15 $3,032,006.73 73.82% PDF 2023
5 $378,590.52 64.75% PDF 2023
14 $172,359.41 66.09% PDF 2022
18 $690,781.12 73.88% PDF 2022
15 $3,299,624.29 76.9% PDF 2021
18 $2,413,033.39 71.01% PDF 2021
224 $10,654,169.49 74.83% PDF 2021
5 $296,183.23 63.22% PDF 2021
11 $1,033,749.01 66.01% PDF 2021
42 $3,093,905.56 71.97% PDF 2020
140 $1,389,009.33 56.54% PDF 2020
10 $55,943.06 4.21% PDF 2020
July Business Services
Eligible Employees Plan Assets Savings Percentage Download Year
2 $142,448.00 63.27% PDF 2024
10 $840,297.00 68.73% PDF 2022
21 $ 423,353.00 59.4% PDF 2021
Lincoln
Eligible Employees Plan Assets Savings Percentage Download Year
21 $2,841,065.47 76.79% PDF 2021
MassMutual
Eligible Employees Plan Assets Savings Percentage Download Year
45 $601,741.15 77.77% PDF 2020
22 $337,720.00 74.06% PDF 2020
Mutual of Omaha
Eligible Employees Plan Assets Savings Percentage Download Year
14 $2,668,746.07 78.71% PDF 2021
Nationwide
Eligible Employees Plan Assets Savings Percentage Download Year
26 $501,990.94 78.54% PDF 2024
3 $653,073.34 78.49% PDF 2023
6 $1,458,880.11 72.02% PDF 2022
16 $2,517,335.78 85.8% PDF 2020
2 $481,375.65 79.89% PDF 2020
PAi
Eligible Employees Plan Assets Savings Percentage Download Year
200 $338,899.68 8.64% PDF 2022
13 $1,323,101.02 81.84% PDF 2022
79 $699,012.14 70.96% PDF 2021
3 $444,484.93 20.32% PDF 2020
70 $2,246,403.85 14.37% PDF 2020
Paychex
Eligible Employees Plan Assets Savings Percentage Download Year
12 $580,442.83 62.32% PDF 2025
33 $700,112.75 72.33% PDF 2025
18 $1,130,703.17 74.65% PDF 2025
35 $1,173,885.75 73.74% PDF 2024
13 $497,526.36 63.01% PDF 2023
3 $102,903.63 38.6% PDF 2023
28 $2,807,891.03 61.02% PDF 2023
34 $1,772,395.01 34.07% PDF 2023
5 $526,703.32 57.21% PDF 2022
51 $6,112,252.51 64.74% PDF 2021
3 $134,744.17 49.71% PDF 2021
51 $491,323.16 63.77% PDF 2021
3 $521,891.12 75.22% PDF 2020
15 $2,685,277.32 58.39% PDF 2020
38 $2,023,776.31 64.55% PDF 2020
20 $152,023.59 58.06% PDF 2020
100 $914,897.43 60.66% PDF 2020
8 $552,705.91 75.17% PDF 2020
23 $1,255,671.07 23.03% PDF 2020
50 $605,953.09 63.18% PDF 2020
PCS
Eligible Employees Plan Assets Savings Percentage Download Year
10 $460,708.84 75.27% PDF 2020
Pentegra
Eligible Employees Plan Assets Savings Percentage Download Year
200 $15,218,855.41 63.33% PDF 2024
Principal
Eligible Employees Plan Assets Savings Percentage Download Year
9 $927,804.00 71.85% PDF 2025
30 $680,634.00 81.82% PDF 2024
43 $4,544,846.00 81.59% PDF 2024
15 $295,661.00 79.11% PDF 2023
8 $1,154,454.00 85.03% PDF 2023
5 $396,921.00 72.75% PDF 2023
38 $13,435,176.00 74.05% PDF 2022
102 $17,793,471.00 68.55% PDF 2022
6 $390,050.00 62.33% PDF 2021
87 $26,279,120.00 67.6% PDF 2021
20 $3,035,615.00 78.2% PDF 2021
46 $2,416,843.23 79.62% PDF 2021
Retirement Plan Consultants
Eligible Employees Plan Assets Savings Percentage Download Year
15 $1,913,278.80 75.16% PDF 2023
Sharebuilder 401k
Eligible Employees Plan Assets Savings Percentage Download Year
7 $1,614,943.06 73.23% PDF 2024
14 $395,368.80 54.21% PDF 2021
Sure401k
Eligible Employees Plan Assets Savings Percentage Download Year
75 $1,859,611.79 81.56% PDF 2024
T. Rowe Price
Eligible Employees Plan Assets Savings Percentage Download Year
34 $3,016,431.00 74.03% PDF 2024
91 $4,950,881.00 55.4% PDF 2020
TAG Resources
Eligible Employees Plan Assets Savings Percentage Download Year
4 $670,268.16 49.76% PDF 2022
Transamerica
Eligible Employees Plan Assets Savings Percentage Download Year
17 $1,839,007.76 74.56% PDF 2022
52 $812,310.95 54.95% PDF 2020
Ubiquity
Eligible Employees Plan Assets Savings Percentage Download Year
21 $684,689.89 14.23% PDF 2020
Vanguard
Eligible Employees Plan Assets Savings Percentage Download Year
16 $1,750,471.12 20.35% PDF 2024
20 $1,472,281.81 29.82% PDF 2022
10 $3,244,849.53 61.48% PDF 2022
20 $171,362.90 58.87% PDF 2020
VOYA Retirement Plans
Eligible Employees Plan Assets Savings Percentage Download Year
97 $7,261,142.51 77.82% PDF 2024
24 $3,001,032.79 78.63% PDF 2024
29 $1,478,431.00 62.06% PDF 2023
10 $718,465.78 77.13% PDF 2022
56 $1,577,672.13 83.48% PDF 2021
17 $2,096,928.75 80.92% PDF 2020