The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.

401(k) Fiduciary Pro Tip: Uninvested Cash Can Be a Symptom of a Bad 401(k) Recordkeeper

By: Eric Droblyen
August 10th 2016
Uninvested cash can be a symptom of uncorrected 401k problems. Small business 401k fiduciaries should look for it to evaluate recordkeeper performance
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John Oliver Should Be Upset; His Hancock 401k Fees Are Too High!

By: Eric Droblyen
June 29th 2016
John Oliver attacks his company’s John Hancock 401k plan. Hancock makes misleading statements in rebuttal. What’s the truth about Hancock 401k fees?
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401(k) Disclosure Rules Are Out of Date; It’s Time for Common Sense Reform

By: Eric Droblyen
June 1st 2016
Current ERISA regulations make electronic delivery of participant disclosures risky for small business 401(k) fiduciaries. It's time for reform.
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SEC Money Market Reform Will Affect Many Small Business 401(k)s in 2016; 401(k) Fiduciaries Should Understand its Consequences

By: Eric Droblyen
March 9th 2016
SEC money market reforms will take effect in 2016. If a 401(k) includes a money market fund in its investment lineup, small business fiduciaries should understand the consequences of these reforms in order to decide if their plan’s money market fund should be replaced in advance of the new rules.
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VC-Backed 401(k) Startups: A Paradigm Shift or Flash in the Pan?

By: Eric Droblyen
August 12th 2015
Honest Dollar, ForUsAll and Captain401 are risky Silicon Valley bets for 401k fiduciaries. Better low cost 401k plans are available.
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A Common Sense 401(k) Reform - Retirement Labels and Receipts

By: Eric Droblyen
July 15th 2015
Retirement labels and retirement receipts could save 401(k) investors billions each year.
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Watered-Down Fiduciary Rule May be the Best Case Scenario for Investors

By: Eric Droblyen
April 22nd 2015
DOL Releases Their Long-Awaited Fiduciary, or “Conflicts of Interest,” Rule.
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Jerry Schlichter Interviewed by Frontline; 401(k) Sponsors Should Take Note

By: Eric Droblyen
March 11th 2015
Jerry Schlichter Interviewed on Frontline; Tibble vs. Edison case may change 401(k) investment monitoring standards.
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Keeping my Fingers Crossed for 401(k) Reform in Tonight’s SOTU Address

By: Eric Droblyen
January 20th 2015
Small business retirement plan reform in 2015 State of the Union address. Hopefully a fiduciary standard to 401(k) savers are clear, conflict-fee advice at reasonable fees
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MyRAs are not the answer for expanding retirement plan coverage

By: Eric Droblyen
January 6th 2015
MyRAs not yet a strong alternative for small business retirement plans. The President and Congress need to work together to give workers more options.
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