The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
Let’s put “Income” back in ERISA
We recommend the government and industry nudge plan participants toward better retirement income results. Tweak ERISA by allowing more competition.Read More
Vanguard’s John Bogle makes his case for improving 401(k) plans. Here’s why his Senate testimony rocks.
John Bogle details the flaws in the current regulations governing 401(k) plans and the mutual fund industry putting profits above fiduciary duty.Read More
Employee Fiduciary Announces Free 401(k) Fee Comparison Service
Employee Fiduciary now offers a free 401(k) Fee Comparison Service. Employee Fiduciary wants to level the playing field on price, value, and service.Read More
The Small Business 401(k) Plan in 2014: Our Clients Redefine the Conventional Wisdom - Part 1 of 3
Employee Fiduciary small business 401(k) plan blueprint focuses on use of index investments and other low cost investments, target date funds, ETFs and the leakage.Read More
Industry heavyweight SPARK weighs in on 408(b)(2) fee disclosure reform. We take issue with their key point.
SPARK asserts the DOL failed to properly support the need for 408(b)(2) reform and to quantify its burden under Paperwork Reduction ActRead More
A Good Try from Congress, but Multiple Employer Plans are not the answer.
The problem is this, the way the bill gets to lower small business 401k plan costs is to allow unrelated small businesses to join multiple employer plans, or MEPRead More
Press spins industry “research” puff piece into a retirement crisis denial story. Allow me to retort.
Industry insider groups released a research paper on small business 401k plans. Our retirement savings systems are doing swell. Not so fast.Read More
Schwab’s CEO embraces passive management. And Fidelity confirms a trend. Tipping point?
Trending: Passively managed index funds and target date retirement funds for small business 401k plans. Just ask Schwab and Fidelity.Read More
Consulting giant produces “Seven Little Pages of Retirement Plan Wisdom.” It is a must read.
Mercer has produced an extraordinary little document that clearly explains plan fees and fiduciary responsibilities for your small business 401k plans.Read More
Mandatory 401(k) Participation. Trending? (I hope not.)
Two financial specialists think 401(k) participation should be mandatory. They are being irresponsible. Your Small Business 401k Plan is your choice.Read More