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Small business 401(k) participants using their 401(k) plans to save for retirement (!) Part 3 of 3

Small business 401(k) participants using their 401(k) plans to save for retirement (!) Part 3 of 3

By: Greg Carpenter

May 23rd 2014

Polling our small business 401k plan clients:  The frugal cutting edge in small business 401k investing is changing.
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Here’s how our small business 401(k) plan clients use low-cost investments. Not the conventional wisdom. Part 2 of 3

Here’s how our small business 401(k) plan clients use low-cost investments. Not the conventional wisdom. Part 2 of 3

By: Greg Carpenter

May 14th 2014

Our small business 401(k) plan clients choose ETFs with low costs and passive management. ETFs are positioned as core alternatives providing broad market exposure at a low cost.
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The Small Business 401(k) Plan in 2014: Our Clients Redefine the Conventional Wisdom - Part 1 of 3

The Small Business 401(k) Plan in 2014: Our Clients Redefine the Conventional Wisdom - Part 1 of 3

By: Greg Carpenter

May 7th 2014

Employee Fiduciary small business 401(k) plan blueprint focuses on use of index investments and other low cost investments, target date funds, ETFs and the leakage.
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Industry heavyweight SPARK weighs in on 408(b)(2) fee disclosure reform. We take issue with their key point.

Industry heavyweight SPARK weighs in on 408(b)(2) fee disclosure reform. We take issue with their key point.

By: Greg Carpenter

April 24th 2014

SPARK asserts the DOL failed to properly support the need for 408(b)(2) reform and to quantify its burden under Paperwork Reduction Act
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ERISA Section 404(c) turns forty this year. Here is a common sense proposal for meaningful reform.

ERISA Section 404(c) turns forty this year. Here is a common sense proposal for meaningful reform.

By: Greg Carpenter

April 3rd 2014

The Frugal Fiduciary proposes reform to ERISA Section 404(c) regulations – a safe harbor 401(k) plan that protects employees.
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The DOL asked for input on enhancing its 2012 fee disclosures rules and talking real change. Here are our suggestions on getting it done.

The DOL asked for input on enhancing its 2012 fee disclosures rules and talking real change. Here are our suggestions on getting it done.

By: Greg Carpenter

March 21st 2014

DOL, Assistant Secretary of Labor Borzi asks for input on 401(k) plan fee disclosure rules. We are happy to oblige.
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A Good Try from Congress, but Multiple Employer Plans are not the answer.

A Good Try from Congress, but Multiple Employer Plans are not the answer.

By: Greg Carpenter

February 3rd 2014

The problem is this, the way the bill gets to lower small business 401k plan costs is to allow unrelated small businesses to join multiple employer plans, or MEP
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New Year’s resolution: Be a better fiduciary to my plan.

New Year’s resolution: Be a better fiduciary to my plan.

By: Greg Carpenter

January 24th 2014

Don't give up on your New Year's Resolution. Make the decision to be a great fiduciary to your small business 401k plan. Here’s how.
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Retirement readiness begins by getting organized. Here are some great free tools.

Retirement readiness begins by getting organized. Here are some great free tools.

By: Greg Carpenter

January 16th 2014

There are many early stage firms that are using new technology to aggregate financial information across all platforms for retirement readiness.
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