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Retirement readiness? Even with a great 401(k) most will have to work hard to retire well.

Retirement readiness? Even with a great 401(k) most will have to work hard to retire well.

By: Greg Carpenter

December 18th 2013

Retirement readiness. If we use a consistent, frugal, disciplined approach to retirement savings we will stand the best chance of achieving our investment objectives.
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Press spins industry “research” puff piece into a retirement crisis denial story. Allow me to retort.

Press spins industry “research” puff piece into a retirement crisis denial story. Allow me to retort.

By: Greg Carpenter

December 11th 2013

Industry insider groups released a research paper on small business 401k plans. Our retirement savings systems are doing swell. Not so fast.
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Schwab’s CEO embraces passive management. And Fidelity confirms a trend. Tipping point?

Schwab’s CEO embraces passive management. And Fidelity confirms a trend. Tipping point?

By: Greg Carpenter

November 20th 2013

Trending:  Passively managed index funds and target date retirement funds for small business 401k plans. Just ask Schwab and Fidelity.
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Consulting giant produces “Seven Little Pages of Retirement Plan Wisdom.” It is a must read.

Consulting giant produces “Seven Little Pages of Retirement Plan Wisdom.” It is a must read.

By: Greg Carpenter

November 13th 2013

Mercer has produced an extraordinary little document that clearly explains plan fees and fiduciary responsibilities for your small business 401k plans.
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Mandatory 401(k) Participation. Trending? (I hope not.)

Mandatory 401(k) Participation. Trending? (I hope not.)

By: Greg Carpenter

November 6th 2013

Two financial specialists think 401(k) participation should be mandatory. They are being irresponsible. Your Small Business 401k Plan is your choice.
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Let’s go shopping! For a 401(k) plan?

Let’s go shopping! For a 401(k) plan?

By: Greg Carpenter

November 1st 2013

Getting the best small business 401(k) plan for your company requires two things – clear objectives and the willingness to shop the plan.
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Uncooked Pizza and the Low Cost 401(k) Plan, Part 2 of 2

Uncooked Pizza and the Low Cost 401(k) Plan, Part 2 of 2

By: Greg Carpenter

October 23rd 2013

Innovation: How pizza and 401(k) plans are a lot alike. Part 2 of 2 blog explaining a Low Cost 401(k) Plan, value choice and low cost.
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The “Take and Bake Revolution” Comes to the 401(k), Part 1

The “Take and Bake Revolution” Comes to the 401(k), Part 1

By: Greg Carpenter

October 15th 2013

Value Innovation: How pizza and 401(k) plans are a lot alike. Part 1
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Guess what percentage of ETF assets are actively managed?

Guess what percentage of ETF assets are actively managed?

By: Greg Carpenter

October 8th 2013

There are only 64 actively managed ETFs, and two of those (two popular PIMCO bond investments) account for over half of all of the assets. Why?
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Going “Bold” on Safe Harbor Plans

Going “Bold” on Safe Harbor Plans

By: Greg Carpenter

September 25th 2013

Can Safe Harbor 401(k) plan provisions be extended? The Frugal Fiduciary offers thoughts on extending the safe harbor concept, help with 401(k)
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