The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
![New Year’s resolution: Be a better fiduciary to my plan.](https://www.employeefiduciary.com/hs-fs/hub/227641/file-2606642554-jpg/blog-files/2014_small_business_401k.jpg)
New Year’s resolution: Be a better fiduciary to my plan.
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2558171348-jpg/images/greg_c.jpg)
By: Greg Carpenter
January 24th 2014
Don't give up on your New Year's Resolution. Make the decision to be a great fiduciary to your small business 401k plan. Here’s how.
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![Retirement readiness begins by getting organized. Here are some great free tools.](https://www.employeefiduciary.com/hs-fs/hub/227641/file-2606642489-jpg/blog-files/retirement-readiness.jpg)
Retirement readiness begins by getting organized. Here are some great free tools.
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2558171348-jpg/images/greg_c.jpg)
By: Greg Carpenter
January 16th 2014
There are many early stage firms that are using new technology to aggregate financial information across all platforms for retirement readiness.
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![Retirement readiness? Even with a great 401(k) most will have to work hard to retire well.](https://www.employeefiduciary.com/hs-fs/hub/227641/file-2606642424-jpg/blog-files/retirement_readiness.jpg)
Retirement readiness? Even with a great 401(k) most will have to work hard to retire well.
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2558171348-jpg/images/greg_c.jpg)
By: Greg Carpenter
December 18th 2013
Retirement readiness. If we use a consistent, frugal, disciplined approach to retirement savings we will stand the best chance of achieving our investment objectives.
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![Press spins industry “research” puff piece into a retirement crisis denial story. Allow me to retort.](https://www.employeefiduciary.com/hs-fs/hub/227641/file-2606642349-jpg/blog-files/401k_spin.jpg)
Press spins industry “research” puff piece into a retirement crisis denial story. Allow me to retort.
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2558171348-jpg/images/greg_c.jpg)
By: Greg Carpenter
December 11th 2013
Industry insider groups released a research paper on small business 401k plans. Our retirement savings systems are doing swell. Not so fast.
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![Schwab’s CEO embraces passive management. And Fidelity confirms a trend. Tipping point?](https://www.employeefiduciary.com/hs-fs/hub/227641/file-2606642269-jpg/blog-files/small-business-401k-plans.jpg)
Schwab’s CEO embraces passive management. And Fidelity confirms a trend. Tipping point?
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2558171348-jpg/images/greg_c.jpg)
By: Greg Carpenter
November 20th 2013
Trending: Passively managed index funds and target date retirement funds for small business 401k plans. Just ask Schwab and Fidelity.
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![Consulting giant produces “Seven Little Pages of Retirement Plan Wisdom.” It is a must read.](https://www.employeefiduciary.com/hs-fs/hub/227641/file-2606642189-jpg/blog-files/seven_reasons.jpg)
Consulting giant produces “Seven Little Pages of Retirement Plan Wisdom.” It is a must read.
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2558171348-jpg/images/greg_c.jpg)
By: Greg Carpenter
November 13th 2013
Mercer has produced an extraordinary little document that clearly explains plan fees and fiduciary responsibilities for your small business 401k plans.
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![Mandatory 401(k) Participation. Trending? (I hope not.)](https://www.employeefiduciary.com/hs-fs/hub/227641/file-2606642129-jpg/blog-files/mandatory-401k.jpg)
Mandatory 401(k) Participation. Trending? (I hope not.)
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2558171348-jpg/images/greg_c.jpg)
By: Greg Carpenter
November 6th 2013
Two financial specialists think 401(k) participation should be mandatory. They are being irresponsible. Your Small Business 401k Plan is your choice.
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![Let’s go shopping! For a 401(k) plan?](https://www.employeefiduciary.com/hs-fs/hub/227641/file-2606642044-jpg/blog-files/401k_shopping.jpg)
Let’s go shopping! For a 401(k) plan?
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2558171348-jpg/images/greg_c.jpg)
By: Greg Carpenter
November 1st 2013
Getting the best small business 401(k) plan for your company requires two things – clear objectives and the willingness to shop the plan.
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![Uncooked Pizza and the Low Cost 401(k) Plan, Part 2 of 2](https://www.employeefiduciary.com/hs-fs/hub/227641/file-2606641954-jpg/blog-files/low_cost_401k_plan.jpg)
Uncooked Pizza and the Low Cost 401(k) Plan, Part 2 of 2
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2558171348-jpg/images/greg_c.jpg)
By: Greg Carpenter
October 23rd 2013
Innovation: How pizza and 401(k) plans are a lot alike. Part 2 of 2 blog explaining a Low Cost 401(k) Plan, value choice and low cost.
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![The “Take and Bake Revolution” Comes to the 401(k), Part 1](https://www.employeefiduciary.com/hs-fs/hub/227641/file-2606641899-jpg/blog-files/pizza_401k.jpg)
The “Take and Bake Revolution” Comes to the 401(k), Part 1
![](http://www.employeefiduciary.com/hs-fs/hub/227641/file-2558171348-jpg/images/greg_c.jpg)
By: Greg Carpenter
October 15th 2013
Value Innovation: How pizza and 401(k) plans are a lot alike. Part 1
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