The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
Guess what percentage of ETF assets are actively managed?
There are only 64 actively managed ETFs, and two of those (two popular PIMCO bond investments) account for over half of all of the assets. Why?Read More
Going “Bold” on Safe Harbor Plans
Can Safe Harbor 401(k) plan provisions be extended? The Frugal Fiduciary offers thoughts on extending the safe harbor concept, help with 401(k)Read More
Form 5500: The Form that Needs Reform
Can Form 5500 be improved? The Frugal Fiduciary thinks so and suggests collecting fee data that can be used in an “apples-to-apples” plan comparison.Read More
The Two-Headed Monster, Fairness and Safe Harbor Plans
Safe harbor plans are built to meet the Fed’s “fairness” rules. The Frugal Fidcuiary muses on extending these ideas to all of retirement plan management.Read More
“Amateur Hour”? Professor makes waves with Form 5500 study
The Frugal Fiduciary shares his opinion on the use of Form 5500 and why it isn’t a great way to assess 401k plan costs.Read More
Life After the 401(k) Fee Disclosure Rule
The Frugal Fiduciary explores life one year after the DOL’s 401(k) fee disclosure rule: it's not working because the expense ratios are not broken out.Read More
The ETF moment?
We over here at the Frugal Fiduciary haven’t shied away from our admiration for that nimble investment vehicle, the ETF.Read More
In Praise of the 401(k) Employer Match
A 401(k) employer match is an incredible way for employers to do right by their employees, explains the Frugal Fiduciary.Read More
Self-directed investing in 401(k)s: Paternalism or Freedom?
When it comes to plan sponsors, is offering self-directed investing in a 401(k) a question of paternalism or freedom? The Frugal Fiduciary weighs in.Read More