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The Frugal Fiduciary Small Business 401(k) Blog

Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.
Keep 401(k) Plan Costs Down: Bogle Interviewed on PBS’ “Frontline”

Keep 401(k) Plan Costs Down: Bogle Interviewed on PBS’ “Frontline”

By: Greg Carpenter

May 10th 2013

Can you keep 401(k) plan costs down? The Frugal Fiduciary reviews a Frontline report, “The Retirement Gamble,” on how fees can derail investor plans.
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The 30 Minute Rule: Self-Directed Investing in Your 401(k)

The 30 Minute Rule: Self-Directed Investing in Your 401(k)

By: Greg Carpenter

April 17th 2013

Find out why investors research before dealing with 401(k) fees and investments. Never invest in something you don’t understand after 30 minutes of research.
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What You Ought to Know About 401(k) Fiduciary Responsibility

What You Ought to Know About 401(k) Fiduciary Responsibility

By: Greg Carpenter

April 10th 2013

The Frugal Fiduciary highlights why the recent GAO report is an excellent reminder of a 401(k) fiduciary responsibility to investors.
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The “Plug and Play” 401(k)

The “Plug and Play” 401(k)

By: Greg Carpenter

March 27th 2013

The Frugal Fiduciary explains that keeping 401(k) plan costs down is easier when you recognize these plans are just a commodity like any other.
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Two Tips on 401(k) Fees and Investments

Two Tips on 401(k) Fees and Investments

By: Greg Carpenter

March 20th 2013

Looking for tips on 401(k) fees and investment information? The Frugal Fiduciary opines on two that every investor should consider before investing in a plan.
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Make Saving Simple: Automatic 401(k) Enrollment

Make Saving Simple: Automatic 401(k) Enrollment

By: Greg Carpenter

March 13th 2013

Automatic 401(k) enrollment is a best practice for small businesses. The Frugal Fiduciary explains with the help of the tortoise and hare fable.
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401(k) Testing and Compliance: Is a Safe Harbor Plan Really Frugal?

401(k) Testing and Compliance: Is a Safe Harbor Plan Really Frugal?

By: Greg Carpenter

March 11th 2013

It’s tax season. The Frugal Fiduciary shares his thoughts on 401(k) testing and compliance and how a 401(k) safe harbor plan can offer tax benefits.
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How and When to Offer Your Employees Self-Directed 401(k) Investments

How and When to Offer Your Employees Self-Directed 401(k) Investments

By: Greg Carpenter

February 27th 2013

The Frugal Fiduciary believes Self-Directed 401(k) Investments is a win-win for small business owners and employees. Read the blog and find out why!
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Boring is Good: Index-Based Target Retirement Funds

Boring is Good: Index-Based Target Retirement Funds

By: Greg Carpenter

February 21st 2013

The Frugal Fiduciary explains why low-cost index-based target retirement date funds and Vanguard funds are the choice of many small business investors.
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Interstate 401(k) - A Road Map to Comprehensive Employee Benefits

Interstate 401(k) - A Road Map to Comprehensive Employee Benefits

By: Greg Carpenter

February 15th 2013

The Frugal Fiduciary explains the 401(k) connection to comprehensive employee benefits and the importance of using a road map to get there
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