The Frugal Fiduciary Small Business 401(k) Blog
Get the latest industry news, deadlines and tips you need to know to help tackle your fiduciary responsibility needs.

The Two-Headed Monster, Fairness and Safe Harbor Plans

By: Greg Carpenter
August 23rd 2013
Safe harbor plans are built to meet the Fed’s “fairness” rules. The Frugal Fidcuiary muses on extending these ideas to all of retirement plan management.
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“Amateur Hour”? Professor makes waves with Form 5500 study

By: Greg Carpenter
July 31st 2013
The Frugal Fiduciary shares his opinion on the use of Form 5500 and why it isn’t a great way to assess 401k plan costs.
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Life After the 401(k) Fee Disclosure Rule

By: Greg Carpenter
July 23rd 2013
The Frugal Fiduciary explores life one year after the DOL’s 401(k) fee disclosure rule: it's not working because the expense ratios are not broken out.
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The ETF moment?

By: Greg Carpenter
July 10th 2013
We over here at the Frugal Fiduciary haven’t shied away from our admiration for that nimble investment vehicle, the ETF.
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In Praise of the 401(k) Employer Match

By: Greg Carpenter
June 26th 2013
A 401(k) employer match is an incredible way for employers to do right by their employees, explains the Frugal Fiduciary.
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Self-directed investing in 401(k)s: Paternalism or Freedom?

By: Greg Carpenter
June 19th 2013
When it comes to plan sponsors, is offering self-directed investing in a 401(k) a question of paternalism or freedom? The Frugal Fiduciary weighs in.
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401(k) Investing: Trends

By: Greg Carpenter
June 12th 2013
Small businesses are starting to forego active management and making low cost investments instead. 401(k) investing adjustments are made to fit the new standard of living.
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Follow the Money on 401(k) Fee Disclosures

By: Greg Carpenter
June 5th 2013
Employee Fiduciary explains why 401(k) Fee Disclosures are not the best solution for financial advisors. Disclosures are confusing and oftentimes ignored.
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Bookmark This: 12 401(k) Articles for Your Holiday Weekend Reading

By: Greg Carpenter
May 22nd 2013
A collection of 401(k) articles on taxes, fees, passive vs. active management, and the PBS program, “The Retirement Gamble.”
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We Got What We Asked For - Now Let’s Ask for Low Cost 401(k) Plans

By: Greg Carpenter
May 16th 2013
When consumers demand change, the market responds. Join the Frugal Fiduciary in calling for low cost 401(k) plans to reshape the retirement landscape.
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