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Asset-Based 401(k) Admin Fees Are Unreasonable; Fiduciaries Should Avoid Them
The best small business 401k providers charge low transparent fees based on participant headcount, not assets. A 401k fiduciary should not settle for less.
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3 Questions for Calculating Small Business 401(k) Provider Fees
Small businesses have a fiduciary responsibility to keep 401k plan expenses reasonable for participants. Three questions can help find service provider fees.
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Clarity in a Complex World? A 408b-2 Review
401k fees disclosures are too complicated for the average 401k fiduciary.
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Online 401(k) fee analyzers are a marketing gimmick; fiduciaries and participants should avoid them
It’s important for a 401k fiduciary and participants to understand the significant limitations of online 401k fee analyzers.
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Beware of Surrender Charges and Other Extraordinary 401(k) Fees Charged by Insurance Companies
Insurance company variable annuity products are bad for both small business retirement plan sponsors and 401k participants.
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New Year’s Resolution # 1 for Fiduciaries – “I WILL Evaluate My 401(k) Plan Fees"
ERISA requires 401(k) sponsors, and any other fiduciary, to ensure that the services provided to their plan are necessary with fair 401(k) Plan Fees
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Why small business retirement plans with high asset balances actually pay more for their plan services.
Benchmarking fees of small business retirement plans or small business 401k recordkeeping is way more difficult than it needs to be.
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Why All Employers Should Know their “All-In” 401(k) Fee
Breaking down the individual factors of a 401(k) plan is overwhelming. Instead, we recommend an All-In 401(k) fee that provides a single, total price.
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New companies are trying to fill the gaps in 401(k) fee disclosure regulations. Here’s why they all fall short.
New companies are springing up to fill gaps in 401(k) fee disclosure regulations. Here is what small business retirement plan sponsors need to know.
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Revenue sharing is on the decline in 401(k) plans. Three reasons why it will soon be gone altogether.
Revenue sharing is the practice of adding additional non-investment related fees to the expense ratio of a mutual fund. The investors don’t see the fees being deducted.
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